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$749,500

5210 SHADY OAK DRIVE S, LAKELAND, FL 33810

Active10 days on market

Beds

3

Baths

2

Sq Ft

1,817 sq ft

Year Built

2015

Lot Size

10.00 acres

Garage

2

About This Property

10 ACRES, NO HOA, AND A TRANQUIL WOODED SETTING! Welcome to 5210 Shady Oak Drive in North Lakeland, located in the well-established Shady Oak Estates neighborhood. This single-family home offers 3 bedrooms, 2 bathrooms, and 1,817 square feet of living space on 10 acres. Built in 2015, the home features a large kitchen and living room, a split-bedroom floor plan, and a primary bedroom with an en suite bath. A bonus room/office provides additional flexible space, while the screened rear porch offers a place to enjoy the peaceful wooded surroundings.The property also includes a two-space pole barn, an additional large shed, and a chain-link dog run. The home is served by a well with Kinetico water treatment and a septic system.With 10 acres, a tranquil wooded lot, no HOA, and additional outbuildings, this property offers plenty of space while remaining close to both Plant City and Lakeland—yet far enough away to relax. **A/C Heat Pump 16 SEER(2022) *Tankless Water Heater (2017) *Septic Serviced (2020) *New Well Controller *Water Softner (Kinetico) Due February 2027 ****The tax, flood map, and property history will be corrected by Stellar ASAP****Refer to Polk County Property Appraiser*****

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965305
StatusActive
Year Built2015
Stories1
Total Rooms9
ConstructionConcrete, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionSHADY OAK ESTATES PB 48 PG 14
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
WindowsAluminum Frames, Double Pane Windows, Insulated Windows
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySecurity System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorDog Run, French Doors
FencingFenced
Other StructuresBarn(s), Shed(s)
Lot Size10.00 acres (435,600 sq ft)
Lot FeaturesCorner Lot, In County, Level, Oversized Lot, Unincorporated
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPrivate, Well
SewerSeptic Tank
UtilitiesCable Available, Cable Connected, Electricity Connected, Phone Available, Public, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$749,500
Annual Taxes$3,178 (2027)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningARR
Parcel #232731011510000311

Directions

From US 98 North drive west on Griffin Road then continue west on Knights Station Road turn right on Shady Oak Drive East, drive north on Shady Oak Drive East turn left on Shady Oak Drive South, home is on left at 90 degree corner behind gate.

Location

5210 SHADY OAK DRIVE S, LAKELAND, FL 33810

Listing Information

OfficeCLARK REALTY LLC
ListedSeptember 26, 2026

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Home Price

$749,500

20% ($149,900)
6.75%

Loan Term

Principal & Interest$3,889
Property Tax (est.)$687
Insurance (est.)$150
Total Monthly$4,726
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How to Buy This Home

Multiple financing options available for this $749,500 home in LAKELAND.

🏛️

FHA Loan

$26,233 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,475 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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