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$269,900

412 E PALM DRIVE, LAKELAND, FL 33803

3D Tour
Active3 days on market

Beds

2

Baths

2

Sq Ft

1,064 sq ft

Year Built

1925

Lot Size

0.15 acres

Garage

—

About This Property

HISTORIC BUNGALOW! Built in 1925 and located just a few blocks from Lake Hollingsworth, this central Lakeland historic home offers the character, charm, and location that make this area so special, along with a 2022 ROOF and freshly painted exterior! The grand elevation and spacious front porch create a memorable first impression, complete with a welcoming porch swing and plenty of room to enjoy the outdoors. Inside, original pine wood flooring runs throughout the entire home, including the kitchen and bathrooms, creating a seamless flow and adding incredible warmth and depth to each space. Original 1920s windows, rounded archways, built in cabinetry, and a wood burning fireplace further showcase the craftsmanship and period details that have been preserved throughout the home. The home functions as a 2 bedroom, 1.5 bath layout, with a spacious primary suite featuring a half bath and a large walk in closet. The generous layout also provides potential to reconfigure the existing half bath area into a full bathroom. The second bedroom offers flexibility as a den, home office, or flex space and includes the laundry closet as well as its own exterior entrance. The charming kitchen continues the home’s vintage appeal with a porcelain farmhouse sink, full appliance suite, and a unique arched range alcove with a hanging pot rack that adds both character and functional storage. The full bathroom is generously sized with a large tub and shower combination and painted wood floors that complement the home’s historic aesthetic. The property offers a driveway as well as an additional parking pad accessible from the rear alley, providing two convenient parking options at opposite ends of the property. Additional improvements include a new water heater and termite fumigation completed in 2022. With its remarkable original details, thoughtful updates, flexible floor plan, inviting front porch, and location just blocks from Lake Hollingsworth, this 1925 home is an opportunity to enjoy a piece of Lakeland history right in the heart of the city.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965310
StatusActive
Year Built1925
Stories1
Total Rooms5
ConstructionWood Frame, Wood Siding
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionHORNEYS J T ADD 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringHardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
LaundryInside
WindowsBlinds, Drapes, Rods
CoolingCentral Air, Other
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Mailbox, Rain Gutters
Lot Size0.15 acres (6,652 sq ft)
Lot Dimensions50 x 133
Lot FeaturesCity Lot
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$269,900
Annual Taxes$448 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-3
Parcel #242830256500001420

Schools

ElementaryCleveland Court Elem
MiddleSouthwest Middle School
HighLakeland Senior High

Directions

Going south on Florida Ave, pass over Beacon Rd, turn left on E Palm Dr, home is at the end before Carolina and on the left

Location

412 E PALM DRIVE, LAKELAND, FL 33803

Listing Information

OfficePAIGE WAGNER HOMES REALTY
ListedSeptember 29, 2026

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Home Price

$269,900

20% ($53,980)
6.75%

Loan Term

Principal & Interest$1,400
Property Tax (est.)$247
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $269,900 home in LAKELAND.

🏛️

FHA Loan

$9,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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