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$199,500

950 E LAKE DRIVE, BARTOW, FL 33830

3D Tour
Active1 days on market

Beds

3

Baths

1

Sq Ft

1,170 sq ft

Year Built

1959

Lot Size

0.27 acres

Garage

—

About This Property

Enjoy small-town Bartow living with a view of Hack Lake from the front porch! This 3-bedroom, 1-bath block home offers 1,170 square feet with a comfortable, functional floor plan and plenty of opportunity to make it your own. During 2019 a new metal roof was installed, and in 2016 the AC was replaced and new windows installed. Outside, you'll find a large, fenced backyard with plenty of room for pets, play, gardening, or outdoor entertaining, plus a storage shed that stays with the property. The covered carport provides convenient parking and inside laundry room. The home has been well loved and is ready for a new owner to add their own personal touches and a little TLC. With solid block construction, several important improvements already completed, and a view of Hake Lake, this home offers a great opportunity to create a space that's truly your own. 950 E Lake Dr, Bartow — bring your ideas and make this one your own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965324
StatusActive
Year Built1959
Total Rooms7
ConstructionBlock
RoofMetal
FoundationSlab
FacesWest
SubdivisionHACKLAKE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesRange, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorStorage
FencingChain Link
Other StructuresShed(s)
Lot Size0.27 acres (11,735 sq ft)
Lot FeaturesCity Lot
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$199,500
Annual Taxes$2,538 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1A
Parcel #253008406500010050

Schools

ElementaryFloral Avenue Elem
MiddleBartow Middle
HighBartow High

Directions

In Bartow begin on E Main Street to S L.B Brown Ave. Go right onto S L.B. Brown Ave to left on Seminole Trail to right on E Lake Dr to property.

Location

950 E LAKE DRIVE, BARTOW, FL 33830

Listing Information

OfficeSTRAIGHT UP REALTY & PM LLC
ListedSeptember 24, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$199,500

20% ($39,900)
6.75%

Loan Term

Principal & Interest$1,035
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,368
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $199,500 home in BARTOW.

🏛️

FHA Loan

$6,983 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,975 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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