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$499,000

2909 BLACKWATER CREEK DRIVE, LAKELAND, FL 33810

3D Tour
Active4 days on market

Beds

4

Baths

3

Sq Ft

2,570 sq ft

Year Built

2008

Lot Size

0.33 acres

Garage

2

About This Property

Gated-community home situated on a 0.33-acre lot with a fenced backyard, triple-split bedroom plan, and open-concept layout. Custom features include Low-E double-pane windows, crown molding, millwork, hardwood flooring, and tile in wet areas. New roof in 2024. The welcoming foyer offers 10-foot ceilings and attractive lighting. Formal living and dining rooms overlook the backyard, while the family room features a double-tiered ceiling and wood-burning fireplace. The kitchen is equipped with stainless steel appliances, the stove features a double oven, quartz countertops, abundant wood cabinetry, and a large walk-in pantry. The spacious primary suite includes a raised tray ceiling, separate walk-in closets, and a five-piece en-suite bath with dual-sink vanity, garden tub, and walk-through shower. A junior suite offers a private adjoining bath with shower and quartz countertop. Additional secondary bedrooms feature large closets and convenient access to the third bath, complete with a dual-sink quartz vanity, wood cabinetry, and tub/shower combination. Outdoor living continues to the covered rear porch overlooking the fenced yard. Additional highlights include an oversized two-car garage with tile flooring, Tesla vehicle charger (electric vehicle compatible), and a plug installed for your generator. There is a detached 10-by-12-foot utility shed. Centrally located between Tampa and Orlando with convenient access to I-4. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965335
StatusActive
Year Built2008
Stories1
Total Rooms12
ConstructionStucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionBLACKWATER CREEK ESTATES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System
Lot Size0.33 acres (14,366 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$310 / Quarterly
Senior CommunityNo

Financial Details

List Price$499,000
Annual Taxes$3,839 (2025)
FinancingCash, Conventional
Parcel #232734013008000100

Directions

Take Exit 31 from I-4 to head North on Kathleen Road (SR-539). [1] Continue north on Kathleen Road, then turn left (west) onto Sleepy Hill Road. [1] Turn left (south) onto N Galloway Road. [1] Follow N Galloway Road to Blackwater Creek Drive and turn into the gated community entrance.

Location

2909 BLACKWATER CREEK DRIVE, LAKELAND, FL 33810

Listing Information

OfficeREMAX EXPERTS
ListedOctober 2, 2026

Schedule a Tour

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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How to Buy This Home

Multiple financing options available for this $499,000 home in LAKELAND.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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