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$239,900

1026 CANAL DRIVE W, LAKELAND, FL 33801

3D Tour
Active10 days on market

Beds

3

Baths

1

Sq Ft

927 sq ft

Year Built

1953

Lot Size

0.15 acres

Garage

1

About This Property

This 3-bedroom, 1-bath home features a garage, carport, screened-in back porch, and partially fenced backyard. Conveniently located with easy access to all that Lakeland has to offer and just minutes from I-4 for an easy commute. Freshly painted and move-in ready, this home is ready for its new owners! NO HOA and NO extra fees! Whether you're looking for a great place to call home, planning for retirement, or wanting to add another property to your rental portfolio, this home offers plenty of possibilities. Affordable, move-in-ready homes like this don't last long. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965336
StatusActive
Year Built1953
Total Rooms6
ConstructionBlock
RoofMetal, Slate
FoundationSlab
FacesEast
SubdivisionRAWLS PARK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringCeramic Tile
AppliancesElectric Water Heater, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorPrivate Yard
FencingChain Link
Lot Size0.15 acres (6,600 sq ft)
Lot Dimensions60 x 110
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesPublic

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$239,900
Original Price$249,900
Annual Taxes$2,824 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #242810178300006060

Schools

ElementaryPhilip O’Brien Elementary
MiddleCrystal Lake Middle/Jun
HighTenoroc Senior

Directions

Combee to Harden Combee to Canal Dr West

Location

1026 CANAL DRIVE W, LAKELAND, FL 33801

Listing Information

OfficeDREAM REALTY GROUP
ListedSeptember 26, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$239,900

20% ($47,980)
6.75%

Loan Term

Principal & Interest$1,245
Property Tax (est.)$220
Insurance (est.)$150
Total Monthly$1,615
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $239,900 home in LAKELAND.

🏛️

FHA Loan

$8,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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