$375,000
123 ELM SQUARE S, LAKELAND, FL 33813
Beds
3
Baths
2
Sq Ft
1,748 sq ft
Year Built
1975
Lot Size
0.26 acres
Garage
2
About This Property
Welcome home! This beauty is truly move in ready and has been lovingly maintained. Conveniently located near two hospitals, Lakeside Village for shopping, many local restaurants, several grocery stores and within minutes of the Polk Parkway. Christina Woods has sidewalks galore for easy walking, jogging and biking and is zoned for some pretty great schools too. Let's talk about the kitchen-brick floors, a new chimney-style hood vent, beautiful butcher block counter tops and a breakfast bar- just a few details that add to the homey feel here. The generous size living room, separate family room and a large screen lanai make this home a perfect place to entertain. As a bonus, the back yard shed would be the perfect detached office, she-shed or man cave as it has a dedicated 100-amp subpanel, mini split AC, wired and wireless internet, an outdoor shower and sink and vinyl plank flooring. The back yard is 95% fenced but there is a completely fenced dog run.This one is waiting for its next happy occupants! A few recent updates include interior and exterior paint, can lighting, ceiling fans, LVP flooring, brand new carpet in family room and guest bedrooms, security lighting in soffit, ceilings re-floated and textured throughout and crown molding. The roof was recently inspected and the seller said it is in great shape. Please verify measurements. Agent is related to sellers.**1 OR MORE PICTURES HAVE BEEN VIRTUALLY STAGED
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
S Florida ave to E on 540A to south into Christina Woods. First street on left is Elm Square
Location
123 ELM SQUARE S, LAKELAND, FL 33813
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$375,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $375,000 home in LAKELAND.
🏛️
FHA Loan
$13,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.