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$345,000

126 HARBOR WAY, AUBURNDALE, FL 33823

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

2,098 sq ft

Year Built

2005

Lot Size

0.15 acres

Garage

2

About This Property

Welcome to 126 Harbor Way, a beautifully maintained 3-bedroom, 2-bathroom home offering 2,098 square feet in the gated Ariana Harbor community of Auburndale. From the hardwood floors and tray ceilings to the updated kitchen and inviting outdoor living space, this home offers a thoughtful combination of character, comfort, and everyday functionality. Step inside to an open, welcoming interior where hardwood flooring flows throughout the home and architectural details add warmth and dimension. The main living area is anchored by a fireplace, creating a comfortable gathering space with an easy connection to the surrounding dining and living areas. The updated kitchen features rich cabinetry, stone countertops, stainless steel appliances, updated backsplash, ample workspace, and a convenient breakfast bar. Just off the kitchen is a dedicated breakfast nook for casual meals, while the separate formal dining room provides additional space for entertaining and larger gatherings. The home offers three bedrooms, including one currently configured as an office with built-in bookshelves, making it ideal for anyone needing a dedicated work-from-home space, library, or flex room without sacrificing the option of a third bedroom. The spacious primary suite features a tray ceiling and generous proportions, while two full bathrooms serve the home. One of the home's additional highlights is the Florida room, providing even more usable living space and featuring its own electric fireplace. Whether used as a second sitting area, game room, hobby space, or simply a comfortable place to unwind, it adds versatility beyond the home's primary living areas. Outside, the backyard continues the home's emphasis on usable living space. A pergola-covered paver patio creates a comfortable setting for outdoor seating, grilling, entertaining, or enjoying Florida evenings. The home is also equipped with a whole-home generator and 250-gallon propane tank, adding an important layer of convenience and preparedness. Additional features include a dedicated interior laundry room and an attached 2-car garage with newly installed flooring. With 2,098 square feet, multiple living and dining spaces, an updated kitchen, hardwood floors, fireplace, Florida room, generator, and inviting outdoor living area, 126 Harbor Way offers the space and flexibility to fit a variety of lifestyles—all within the established Ariana Harbor community. Schedule your private showing and come see everything this home has!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965430
StatusActive
Year Built2005
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesWest
SubdivisionARIANA HARBOR
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Central Vacuum, Crown Molding, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Engineered Hardwood, Hardwood
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFire Pit
Lot Size0.15 acres (6,390 sq ft)
Lot FeaturesCity Lot
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Propane, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$175 / Monthly
Senior CommunityNo

Financial Details

List Price$345,000
Annual Taxes$1,690 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252734304507000140

Directions

From i4. Head south on SR 559. Turn right into Ariana Harbor. Gate code required. Take first right. Home is on the right

Location

126 HARBOR WAY, AUBURNDALE, FL 33823

Listing Information

OfficeTHE MARKET REALTY COMPANY
ListedSeptember 29, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$345,000

20% ($69,000)
6.75%

Loan Term

Principal & Interest$1,790
Property Tax (est.)$316
Insurance (est.)$150
Total Monthly$2,256
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How to Buy This Home

Multiple financing options available for this $345,000 home in AUBURNDALE.

🏛️

FHA Loan

$12,075 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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