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$259,900

441 SAN JOSE DRIVE, WINTER HAVEN, FL 33884

Active1 days on market

Beds

2

Baths

2

Sq Ft

1,843 sq ft

Year Built

1984

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to 441 San Jose Drive, featuring a NEW ROOF installed in 2026 and located in the highly sought after Orchid Springs community of Winter Haven. This spacious 2 bedroom, 2 bathroom patio home sits on an oversized lot and offers a thoughtfully designed floorplan with generous living spaces and wonderful indoor and outdoor flow. The expansive kitchen opens to the large family room and dining area, creating an inviting space for everyday living and entertaining, while a separate living room and breakfast nook provide additional room to spread out. The spacious primary suite is privately positioned at the rear of the home and features an ensuite bathroom and walk in closet, while the second bedroom and full bathroom are located on the opposite side of the home. The home features a combination of tile and carpet flooring throughout. Step outside to enjoy both a charming courtyard and a large screened porch, offering multiple spaces to relax and enjoy the oversized lot. A wooded area along one side of the property is visible from the kitchen and adds a peaceful, secluded feel to the home. Additional features include a 2 car garage and gas water heater. Conveniently located in Winter Haven, this home is close to shopping, dining, medical facilities, recreation, and everyday conveniences. With its spacious floorplan, oversized lot, multiple outdoor living spaces, NEW ROOF, and desirable Orchid Springs location, 441 San Jose Drive is ready to welcome its next owner. https://view.dnpropertymedia.com/441-San-Jose-Dr

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965434
StatusActive
Year Built1984
Total Rooms4
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionORCHID SPRINGS PATIO HOMES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesBuilt-In Oven, Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorCourtyard, Private Mailbox, Sliding Doors
Lot Size0.22 acres (9,561 sq ft)
Lot FeaturesIn County, Landscaped, Oversized Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$60 / Annually
Senior CommunityNo

Financial Details

List Price$259,900
Annual Taxes$1,135 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #262836000000033380

Directions

From Cypress Gardens Blvd, turn onto Overlook Dr. Turn right onto Island way into Orchid Springs neighborhood, take a left on Las Flores, right on El Dorado Blvd which turns into San Jose Dr. The home will be on the left side of the road.

Location

441 SAN JOSE DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedOctober 1, 2026

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Home Price

$259,900

20% ($51,980)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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How to Buy This Home

Multiple financing options available for this $259,900 home in WINTER HAVEN.

🏛️

FHA Loan

$9,097 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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