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$440,000

3605 EWELL ROAD, LAKELAND, FL 33811

3D Tour
Active5 days on market

Beds

4

Baths

3

Sq Ft

1,800 sq ft

Year Built

1976

Lot Size

1.47 acres

Garage

2

About This Property

Virtually Staged. Room to roam, space to dream, and an opportunity to make it your own! Located in sought-after Southwest Lakeland, this 4-bedroom, 2.5-bath home with a bonus room sits on acreage with NO HOA and NO CDD, offering space for outdoor living and your personal vision. Inside, a welcoming living area features a brick fireplace that creates a warm focal point for gathering or relaxing. The kitchen offers granite countertops installed approximately two years ago, a breakfast bar, and stainless steel appliances. Tile flooring extends through the main living areas, while the bonus room adds flexibility for a home office, playroom, hobby space, or additional living area. Recent updates and maintenance include a new A/C system in 2024, a water heater less than five years old, septic pumping completed at the beginning of 2026, and a new electrical panel with added surge protection installed in June 2026. With an acceptable offer, the seller will replace the roof prior to closing. Outside, open yard space and mature trees create a country-style setting with room to spread out. Imagine planting a garden, creating your favorite outdoor gathering spot, or having space for your camper, boat, and outdoor toys. Whether you envision a few personal touches or a larger transformation, 3605 Ewell Road offers the setting and potential to bring your ideas to life. Come explore the possibilities and picture your next chapter here!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965453
StatusActive
Year Built1976
Stories1
Total Rooms13
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionOAK VIEW ESTATES UN 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Stone Counters, Thermostat
FlooringCeramic Tile
AppliancesElectric Water Heater, Range, Range Hood, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorSliding Doors
FencingWood
Other StructuresShed(s)
Lot Size1.47 acres (64,029 sq ft)
Lot Dimensions200 x 321
Road SurfacePaved
0

Utilities

WaterNone
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$440,000
Annual Taxes$2,419 (2025)
FinancingCash, Conventional, FHA
ZoningRC
Parcel #232916000000044190

Directions

Heading South on South Florida Avenue, Turn Right on Ewell Road. Go to 3605 Ewell Road on the rigth

Location

3605 EWELL ROAD, LAKELAND, FL 33811

Listing Information

OfficeS & D REAL ESTATE SERVICE LLC
ListedOctober 1, 2026

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Home Price

$440,000

20% ($88,000)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $440,000 home in LAKELAND.

🏛️

FHA Loan

$15,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$22,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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