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$262,950

3883 AVENUE O NW, WINTER HAVEN, FL 33880

Active1 days on market

Beds

3

Baths

2

Sq Ft

1,286 sq ft

Year Built

2026

Lot Size

0.18 acres

Garage

2

About This Property

Under Construction. This newly constructed home offers a comfortable and inviting layout with 3 bedrooms, 2 bathrooms, and 1,286 square feet of living space. From the moment you step inside, you’ll find a spacious and functional design with thoughtful details throughout. A rare opportunity awaits with the neighboring newly constructed home also available for purchase! Whether you’re looking to create a private family compound, live next door to parents, grandparents, or siblings, or simply have your best friends as neighbors, this unique opportunity offers endless possibilities while allowing everyone to enjoy the comfort and privacy of their own beautiful home. The foyer opens into the spacious dining and great rooms, with raised ceilings throughout creating an open and airy feel. The living space also provides convenient access to the outdoor patio, making it easy to enjoy the outdoors or entertain guests. The kitchen features a large island and plenty of storage, including a pantry, while the home also offers a primary walk-in closet, linen closet, and coat closet for added convenience. The 2-car garage provides additional storage and a dedicated laundry area. With no HOA, there’s also plenty of flexibility for your boat, RV, or other outdoor vehicles. With its new construction, comfortable layout, ample storage, and unique neighboring-home opportunity, this property is ready to welcome its new owners.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965473
StatusActive
Year Built2026
Total Rooms3
ConstructionStucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionNOT IN SUBDIVISION
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Open Floorplan, Split Bedroom, Stone Counters
FlooringCarpet, Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Other
Lot Size0.18 acres (7,840 sq ft)
Lot Dimensions57 x 138
Road SurfaceDirt, Other
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$262,950
Annual Taxes$302 (2026)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252824000000033410

Directions

From Cypress Gardens Blvd (FL-540), head north on Recker Hwy (FL-655/SR-620) and continue straight for about 1 to 2 miles. Then turn left onto Avenue O NW and drive a short distance—3883 Avenue O NW will be on your left.

Location

3883 AVENUE O NW, WINTER HAVEN, FL 33880

Listing Information

OfficePORCHLIGHT HOMES LLC
ListedOctober 1, 2026

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Home Price

$262,950

20% ($52,590)
6.75%

Loan Term

Principal & Interest$1,364
Property Tax (est.)$241
Insurance (est.)$150
Total Monthly$1,755
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How to Buy This Home

Multiple financing options available for this $262,950 home in WINTER HAVEN.

🏛️

FHA Loan

$9,203 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,148 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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