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- 8515 TOM COSTINE ROAD
$699,000
8515 TOM COSTINE ROAD, LAKELAND, FL 33809
Beds
4
Baths
2
Sq Ft
2,271 sq ft
Year Built
2006
Lot Size
5.03 acres
Garage
2
About This Property
Five acres changes the way you live. There’s more room between you and the rest of the world, more reasons to spend the day outside, and a little more freedom to enjoy home on your own terms. Set on 5.03 acres with a private pond stocked with fish, a screened pool, and a spacious covered lanai, this property brings together the space of acreage living with the comfort of a home made for everyday life. Inside, the 4-bedroom, 2-bath layout includes a dedicated office, with high ceilings and an open design giving the main living areas a bright, airy feel. The kitchen is made for gathering, with rich wood cabinetry, stone countertops, stainless appliances, a large peninsula with seating, and a walk-in pantry. It opens naturally to the dining and living areas, so conversation can keep going whether you’re cooking dinner, pouring drinks, or settling in for the evening. The split-bedroom layout gives the primary suite a sense of separation, complete with a spacious walk-in closet and ensuite bath featuring dual vanities, a garden tub, and separate shower. On the other side of the home, the secondary bedrooms provide flexibility for guests, hobbies, or whatever fits your day-to-day life, while the separate office gives you a place to focus when you need it. Outside is where this property really starts to show off. The screened pool and covered lanai create an easy extension of the living space, ready for afternoon swims, weekend cookouts, or long evenings outside. Beyond the pool, 5.03 acres stretch out around you, with fencing, open views, and a pond that gives the property its own sense of place. Grab a fishing rod, take a walk around the grounds, or simply enjoy having this much space right outside your door. Several important updates have already been completed, including a roof approximately four years old, water heater approximately four years old, water softener approximately two years old, and a new well pump. There is also a generator outlet, attached two-car garage, interior laundry room with cabinetry, and a gated approach. You’re close enough to North Lakeland conveniences when you need them, but once you’re back home, five acres, a pond, a pool, and plenty of breathing room make it easy to leave the busy day behind.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
I4 E TOWARD ORLANDO. EXIT 32 TO US -98 N. RIGHT ON W. SOCRUM LOOP. LEFT ON ED PADGETT ROAD. LEFT ON TOM COSTINE ROAD HOME ON RIGHT.
Location
8515 TOM COSTINE ROAD, LAKELAND, FL 33809
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$699,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $699,000 home in LAKELAND.
🏛️
FHA Loan
$24,465 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$34,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.