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$399,999

258 3RD STREET NW, RUSKIN, FL 33570

3D Tour
Active4 days on market

Beds

2

Baths

2

Sq Ft

896 sq ft

Year Built

2024

Lot Size

0.28 acres

Garage

—

About This Property

2023-BUILT MANUFACTURED HOME | INCOME-PRODUCING AIRBNB | FULLY FENCED YARD | OVERSIZED STORAGE | RV/BOAT/TOY-FRIENDLY Welcome to your own slice of Florida paradise in beautiful Ruskin! This 2023-built 2-bedroom, 2-bathroom manufactured home offers the perfect combination of modern comfort, outdoor living, and income-producing potential. Currently operating as a successful Airbnb, this property can continue as a short-term rental investment or become your very own private Florida oasis. Step inside to find a thoughtfully designed interior featuring durable vinyl wood-look flooring throughout, upgraded appliances, modern finishes, and tasteful décor. Being built in 2023 provides added peace of mind and helps minimize concerns associated with aging roofs, A/C systems, water heaters, and other major components. Outside is where this property truly shines. Enjoy your morning coffee or evening gatherings on the spacious outdoor patio, relax beneath the gazebo, gather around the fire pit, or entertain on the expansive paver areas. The fully fenced yard provides privacy while creating plenty of room for outdoor enjoyment. The home and A/C condenser are elevated to help keep them high and dry, while the property also offers an abundance of storage. No HOA HERE! Bring your boats, jet skis, RV, and other outdoor toys—the property even features an additional power pole for added electrical capability. Located in Ruskin, you’ll be minutes from Gulf Coast beaches, beautiful sunsets, early morning sunrises, local dining, boating, fishing, and everything that makes Florida living so desirable. Whether you’re looking for an income-producing Airbnb, a vacation getaway, or a low-maintenance private residence, this property offers an exceptional opportunity to enjoy the best of the Florida lifestyle. Come experience all that Ruskin has to offer and see why this property deserves to be on your must-see list!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4965484
StatusActive
Year Built2024
Total Rooms5
ConstructionMetal Siding, Vinyl Siding
RoofShingle
FoundationCrawlspace
FacesEast
SubdivisionRUSKIN CITY MAP OF
CountyHillsborough
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Split Bedroom, Stone Counters, Thermostat, Wet Bar
FlooringVinyl, Hardwood
AppliancesConvection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
LaundryElectric Dryer Hookup, Washer Hookup
WindowsBlinds, Double Pane Windows, Shutters
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, RV Hookup
FencingChain Link, Wood
Other StructuresGazebo, Shed(s), Storage
Lot Size0.28 acres (12,240 sq ft)
Lot FeaturesCorner Lot, Drainage Canal, Landscaped, Oversized Lot, Private
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,999
Annual Taxes$3,891 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U0732191V500000000099.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

Head south down US HWY 41, turn right due west onto Shell Point Rd, property will be on your left.

Location

258 3RD STREET NW, RUSKIN, FL 33570

Listing Information

OfficeKELLER WILLIAMS REALTY
ListedOctober 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,999

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,999 home in RUSKIN.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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