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$330,000

3945 SERENADE LANE UNIT 524, LAKELAND, FL 33811

3D Tour
Active5 days on market

Beds

3

Baths

2

Sq Ft

1,863 sq ft

Year Built

2006

Lot Size

0.04 acres

Garage

2

About This Property

Welcome to 3945 Serenade Lane, a beautifully maintained 3-bedroom, 2-bath condo with a 2-car garage offering comfort, convenience, and an incredible view of Lake Melody. This home has been thoughtfully updated with a brand-new roof and new AC system, (Roof - Sept. 2026, AC - August 2026), with the AC including a 10-year warranty for added peace of mind. Inside, you’ll find beautiful Brazilian cherry wood flooring, newer windows, and a large picture window in the living room that showcases an amazing view of Lake Melody and brings in an abundance of natural light. The spacious layout includes a built-in desk, creating a convenient office or work-from-home area, along with a dedicated laundry room and plenty of comfortable living space. The guest bathroom features an upgraded walk-in tub, adding comfort and convenience to the home. The property also includes three mounted TVs, including a 4K 3D TV in the primary bedroom. Spectrum Internet is included in the monthly HOA fee, and the HOA handles all exterior maintenance, allowing you to enjoy a truly low-maintenance lifestyle. Residents also have access to fantastic community amenities, including a swimming pool, clubhouse, park, walking trails and more. With major 2026 updates already completed, beautiful lake views, a two-car garage, upgraded features, and an array of community amenities, this home offers an ideal combination of comfort, convenience, and Florida living. Don't miss the opportunity to make this Lake Melody condo your new home!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4965487
StatusActive
Year Built2006
Stories1
Total Rooms9
ConstructionStucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionCARRIAGE HOMES AT CARILLON LAKES CONDO
CountyPolk
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Granite, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room, Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Courtyard, Garden, Irrigation System, Outdoor Grill, Playground, Private Mailbox, Rain Gutters, Sidewalk, Tennis Court(s)
Lot Size0.04 acres (1,551 sq ft)
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods, Water

Pool & Spa

Private PoolNo
Pool FeaturesHeated, In Ground
SpaHeated

Waterfront

WaterfrontYes
FeaturesWaterfront, Lake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$600 / Monthly
Senior CommunityNo

Financial Details

List Price$330,000
Annual Taxes$1,075 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232832138066005240

Directions

Continue on Carillon Blvd. Drive to Serenade Ln, condo is located on the right.

Location

3945 SERENADE LANE UNIT 524, LAKELAND, FL 33811

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedOctober 1, 2026

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Home Price

$330,000

20% ($66,000)
6.75%

Loan Term

Principal & Interest$1,712
Property Tax (est.)$303
Insurance (est.)$150
Total Monthly$2,165
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How to Buy This Home

Multiple financing options available for this $330,000 home in LAKELAND.

🏛️

FHA Loan

$11,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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