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$480,000

4437 FLINTLOCK LOOP, LAKELAND, FL 33810

Active0 days on market

Beds

4

Baths

2

Sq Ft

2,795 sq ft

Year Built

1994

Lot Size

1.10 acres

Garage

2

About This Property

An acre to call your own, room for your boat, RV, golf cart, and ATVs with abundant parking and no HOA—there’s a lot to love before you even step inside! Set in an established golf cart friendly Lakeland neighborhood of custom homes on lots of at least one acre, this spacious 4-bedroom, 2-bathroom Ernie White built home offers 2,795 heated square feet and room to enjoy life indoors and out. The split-bedroom layout gives the large primary suite welcome privacy, while formal living and dining areas provide space to host holidays, celebrate milestones, or gather with friends. At the heart of the home, the oversized family room just off of the kitchen and breakfast nook invites you to get comfortable and stay awhile. Two screened porches offer places to enjoy a slow morning with coffee or unwind overlooking your own acre at the end of the day. Outside, there’s room for all your toys and other outdoor equipment, along with an attached, side-loading 2-car garage and a storage shed. The roof was replaced in 2025. With plenty of space and a welcoming layout, you can settle in and add your personal style along the way. Convenient to I-4, shopping, restaurants, and medical facilities, this home offers the breathing room of a large-lot neighborhood with everyday necessities close by. Come explore the home, walk the property, and imagine the life you could enjoy here!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965507
StatusActive
Year Built1994
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionITCHEPACKESASSA CREEK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Electric Water Heater, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Storage
Other StructuresShed(s)
Lot Size1.10 acres (47,999 sq ft)
Lot FeaturesOversized Lot
Road SurfacePaved, Asphalt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$480,000
Annual Taxes$4,056 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRC
Parcel #232808024530000890

Directions

From Walker Rd. go west on Itchepackesassa Blvd. Then turn left onto Itchepackesassa Dr. Then right onto Musket Dr. and left onto Flintlock Loop. Property will be on the right.

Location

4437 FLINTLOCK LOOP, LAKELAND, FL 33810

Listing Information

OfficeREMAX EXPERTS
ListedOctober 6, 2026

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Home Price

$480,000

20% ($96,000)
6.75%

Loan Term

Principal & Interest$2,491
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,081
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How to Buy This Home

Multiple financing options available for this $480,000 home in LAKELAND.

🏛️

FHA Loan

$16,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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