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$620,000

86 PINE FOREST LANE, HAINES CITY, FL 33844

3D Tour
Active1 days on market

Beds

4

Baths

4

Sq Ft

2,831 sq ft

Year Built

1997

Lot Size

0.62 acres

Garage

2

About This Property

Welcome to this beautifully updated 4-bedroom, 2-full-bath, 2-half-bath pool home situated on an oversized 0.62-acre lot in the desirable Spring Pines community of Haines City. Designed for both comfortable living and entertaining, this spacious home offers an inviting floor plan, a cozy fireplace, generous living areas, and plenty of room for family and guests. Major improvements include a new A/C system installed in 2026 and a roof replaced in 2021. Step outside to your own private retreat featuring a sparkling sport pool and an expansive entertainment area perfect for swimming, games, cookouts, pool parties, or relaxing Florida evenings. A separate 432-square-foot air-conditioned detached garage and workshop provides exceptional flexibility and could be used as a game room, movie room, private office, home gym, hobby space, or additional storage. The oversized property also provides abundant parking for multiple vehicles, a boat, or recreational equipment. With its updated interior, flexible bonus space, impressive outdoor living area, block construction, and peaceful setting in a well-established community, this unique property offers the space and lifestyle buyers have been searching for. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965510
StatusActive
Year Built1997
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionSPRING PINES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Lighting, Outdoor Kitchen, Private Yard, RV Hookup, Sidewalk, Storage
FencingChain Link
Lot Size0.62 acres (27,160 sq ft)
Lot Dimensions162 x 179
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Gunite, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure, Tile

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$620,000
Annual Taxes$3,753 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #282807935115000860

Directions

From US Highway 27, travel east on CR-546/Kokomo Road. Turn left onto Pine Forest Drive, left onto Pine Forest Street, then right onto Pine Forest Lane. The property will be on the right.

Location

86 PINE FOREST LANE, HAINES CITY, FL 33844

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedOctober 5, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$620,000

20% ($124,000)
6.75%

Loan Term

Principal & Interest$3,217
Property Tax (est.)$568
Insurance (est.)$150
Total Monthly$3,935
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How to Buy This Home

Multiple financing options available for this $620,000 home in HAINES CITY.

🏛️

FHA Loan

$21,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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