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$225,000

2412 ISLAND OAKS W, LAKELAND, FL 33805

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,169 sq ft

Year Built

1986

Lot Size

0.24 acres

Garage

—

About This Property

Fresh, bright, and ready for its next owner! This 3-bedroom, 2-bathroom North Lakeland home has been renovated inside with an updated kitchen, updated bathrooms, and new flooring, fixtures, and finishes throughout. You'll have the space you need, a clean modern look, and a convenient location close to shopping, dining, and I-4. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4965592
StatusActive
Year Built1986
Total Rooms5
ConstructionVinyl Siding
RoofMetal
FoundationOther
FacesSouth
SubdivisionTIMBERCREEK SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Stone Counters
FlooringLuxury Vinyl
AppliancesDishwasher, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.24 acres (10,454 sq ft)
Lot Dimensions80 x 131
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$225,000
Annual Taxes$916 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242802164950000640

Directions

From I-4, take Exit 33 and head south on 33, turn onto Old Combee Rd, turn right onto N Combee Rd. Turn Left onto Saddle Creek Rd, then you will make a left onto Island Oaks W; home is at 2412 (on the Left)

Location

2412 ISLAND OAKS W, LAKELAND, FL 33805

Listing Information

OfficeS & D REAL ESTATE SERVICE LLC
ListedOctober 15, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$225,000

20% ($45,000)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,524
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How to Buy This Home

Multiple financing options available for this $225,000 home in LAKELAND.

🏛️

FHA Loan

$7,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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