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$475,000

520 DON EL STREET, LAKELAND, FL 33813

3D Tour
Active4 days on market

Beds

4

Baths

3

Sq Ft

2,304 sq ft

Year Built

1965

Lot Size

0.38 acres

Garage

—

About This Property

This is THE ONE! Tucked away in an amazing South Lakeland location, this beautifully unique 4-bedroom, 2.5-bath pool home offers character, space, and the freedom of NO HOA, all while being conveniently close to shopping, dining, schools, and everything South Lakeland has to offer. From the moment you arrive, the mature, lush landscaping and inviting front porch make a statement. Inside, custom oversized windows bring in an abundance of natural light while overlooking the beautiful backyard landscape. The spacious kitchen is designed for both everyday living and entertaining, with plenty of room to gather and an open view into the family room. The first level features new flooring, two living areas, a formal dining room, two bedrooms, 1 full bath, & a pool half bath. While the upstairs offers two more bedrooms a 2nd full bathroom, and a walk in attic which is a game changer for storing things with ease! Step outside and enjoy the covered porch overlooking your private pool area—the perfect spot for morning coffee, relaxing after a long day, or keeping an eye on the pool while entertaining. The outdoor space is where this home truly shines. The recently resurfaced pool, fully fenced yard, mature landscaping, and even a chicken coop create a backyard with plenty of personality and functionality. And with no HOA, you have the freedom to enjoy your property without the restrictions that come with many South Lakeland neighborhoods. A 2-car garage and large circle driveway provide plenty of parking, while the home’s prime location puts you just seconds from South Lakeland’s shopping, restaurants, schools, parks, and major roadways. Character, convenience, a pool, a great South Lakeland location, and NO HOA—520 Don El St. is anything but cookie-cutter, this home is a statement piece! Schedule your showing today before this amazing home is gone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965599
StatusActive
Year Built1965
Stories2
Total Rooms12
ConstructionStone, Wood Siding
RoofShingle
FoundationSlab
FacesSouth
SubdivisionN/A
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBeamed Ceilings, Built-in Features, Ceiling Fan(s), High Ceilings, PrimaryBedroom Upstairs, Split Bedroom
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Range, Refrigerator
LaundryInside, Laundry Room
WindowsENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Lighting, Outdoor Shower, Sliding Doors, Storage
FencingOther, Wood
Other StructuresShed(s), Storage
Lot Size0.38 acres (16,548 sq ft)
Lot Dimensions102.5 x 165
Lot FeaturesCorner Lot, City Lot, Landscaped, Private
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Heated, Screen Enclosure

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Sewer Connected, Water Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$475,000
FinancingCash, Conventional, FHA, FHA / 203K, VA Loan
ZoningR-1
Parcel #242906000000041410

Directions

Driving East on Highland Dr take a left at Polk Ave, then right on Don El St. Home is on the left corner.

Location

520 DON EL STREET, LAKELAND, FL 33813

Listing Information

OfficeBERRY REALTY & APPRAISAL SERVICES PA
ListedOctober 7, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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How to Buy This Home

Multiple financing options available for this $475,000 home in LAKELAND.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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