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$499,900

166 CATFISH STREET, HAINES CITY, FL 33844

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,867 sq ft

Year Built

1979

Lot Size

0.09 acres

Garage

,

About This Property

**WATERFRONT LIVING AT ITS FINEST ON THE KISSIMMEE CHAIN OF LAKES!** Welcome to 166 Catfish Street, where breathtaking water views, peaceful surroundings, and endless boating opportunities await! Situated on a spacious lot overlooking an exceptionally wide canal leading directly to Lake Hatchineha, this beautifully renovated, move-in-ready home offers the perfect combination of comfort and waterfront living. This elevated, single-story home features 3 bedrooms, 2 bathrooms, a dedicated office, a cozy den area, and a separate laundry room. Enjoy spectacular water views and refreshing breezes from multiple outdoor living spaces, including front, back, and side porches, perfect for relaxing with your morning coffee or watching the beautiful Florida sunsets. Beneath the elevated home, you'll discover an incredible waterfront entertaining area complete with an outdoor kitchen, covered dock area, and THREE BOAT SLIPS! Spend your days fishing right from your own dock, entertaining family and friends, or hopping in your boat for a day of adventure on Lake Hatchineha and the renowned Kissimmee Chain of Lakes, known for its exceptional bass fishing, boating, and natural Florida beauty. Additional features include convenient under-home storage, a generously sized driveway, and plenty of yard space to enjoy the outdoors. Whether you're looking for a full-time residence, weekend fishing retreat, or your very own waterfront getaway, this property has so much to ENJOY!! Conveniently located in Central Florida between Orlando and Tampa, you'll enjoy the tranquility of waterfront living while remaining within reach of shopping, dining, and area attractions. **Don't miss your opportunity to own a little piece of Old Florida paradise with direct access to some of Central Florida's most beautiful waterways!**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965609
StatusActive
Year Built1979
Stories2
Total Rooms8
ConstructionCement Siding
RoofMetal
FoundationPillar/Post/Pier
FacesWest
SubdivisionHATCHINEHA
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Stone Counters, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile, Hardwood
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorOutdoor Kitchen, Private Mailbox
Lot Size0.09 acres (4,069 sq ft)
Lot Dimensions55 x 75
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Canal - Freshwater

Utilities

WaterWell
SewerPrivate Sewer
UtilitiesSewer Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,900
Annual Taxes$3,918 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-3
Parcel #292819000000021470

Schools

ElementarySandhill Elem
MiddleBoone Middle
HighHaines City Senior High

Directions

Drive south on Highway 27 from Davenport turn left on Kokomo Road, turn right onto Tyner Road, turn left on Hatchineha Road, turn left on Bass Street, turn right on Catfish St. Home will be down on the right.

Location

166 CATFISH STREET, HAINES CITY, FL 33844

Listing Information

OfficeHARPER REALTY FL, LLC
ListedOctober 8, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,900 home in HAINES CITY.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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