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$189,950

2055 S FLORAL AVENUE UNIT 224, BARTOW, FL 33830

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,392 sq ft

Year Built

1981

Lot Size

0.13 acres

Garage

0

About This Property

Welcome to this charming 2-bedroom, 2-bath home in the desirable Floral Lakes 55+ community in Bartow. Offering 1,392 square feet of comfortable living space, this home is situated on the lake with 50 feet of lake frontage and features a private dock, creating a peaceful setting to enjoy the outdoors and beautiful surroundings. Inside, the home offers a comfortable and functional layout with laminate flooring throughout and a sunroom that provides additional living space and a relaxing spot to take in the views. Both bathrooms have been updated, and the home also features updated plumbing fixtures and a new water heater. Appliances are included for added convenience. Outdoor amenities include two separate 1-car carports, along with a covered space for a golf cart. Community amenities include a sparkling pool, shuffleboard courts, clubhouse, boat ramp, and more, offering plenty of opportunities to stay active, socialize, and enjoy the Florida lifestyle. Golf carts are also welcome throughout the community, making it easy to get around and enjoy all that Floral Lakes has to offer.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4965640
StatusActive
Year Built1981
Total Rooms3
ConstructionWood Frame
RoofMetal
FoundationCrawlspace, Slab
FacesEast
SubdivisionFLORAL LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Surface Counters, Split Bedroom, Stone Counters
FlooringLaminate
AppliancesDishwasher, Electric Water Heater, Microwave, Refrigerator
LaundryOutside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Storage
Lot Size0.13 acres (5,689 sq ft)
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Sewer Connected

Parking

GarageYes
CarportYes

HOA & Community

HOAYes
HOA Fee$105 / Monthly
Senior CommunityYes

Financial Details

List Price$189,950
Annual Taxes$1,337 (2026)
FinancingCash, Conventional, VA Loan
ZoningPUD
Parcel #253018429920002240

Directions

From the intersection of Hwy 60 and US 98 in Bartow, head south on Shumate Dr to Clower St. Take a right on Clower St, left on Floral Ave. Enter Floral Lakes community. Follow signage to desired Lot.

Location

2055 S FLORAL AVENUE UNIT 224, BARTOW, FL 33830

Listing Information

OfficePORCHLIGHT HOMES LLC
ListedOctober 8, 2026

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Home Price

$189,950

20% ($37,990)
6.75%

Loan Term

Principal & Interest$986
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,310
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How to Buy This Home

Multiple financing options available for this $189,950 home in BARTOW.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,498 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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