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$275,000

2140 CREEK SIDE DRIVE, LAKELAND, FL 33811

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,408 sq ft

Year Built

1979

Lot Size

0.39 acres

Garage

2

About This Property

Virtually Staged. Situated on a spacious .39-acre CORNER LOT with NO HOA in the coveted Creek Side neighborhood of South Lakeland, this beautifully maintained 3-bedroom, 2-bathroom home offers an exceptional combination of space, comfort, valuable upgrades, and a prime location! Even better, the major updates have already been taken care of, including a **NEW WATER HEATER (2025), A/C (2022), and ROOF (2019)**, providing added peace of mind. Step inside to discover an inviting interior with NO CARPET throughout and a beautifully remodeled kitchen featuring granite counter tops and stainless steel appliances, combining style and functionality for everyday living and entertaining. The living space extends even further with an expansive, climate-controlled Florida room, creating the perfect setting for entertaining, relaxing, or gathering with friends and family! This versatile space offers even more room to enjoy year-round. Outside, the fully fenced backyard offers plenty of room for outdoor activities, pets, gardening, or creating your own backyard retreat. A separate, climate-controlled shed adds even more versatility, providing valuable space for hobbies, a workshop, creative projects, or additional storage. Ideally located in South Lakeland, you'll enjoy convenient access to Lakeside Village's shopping, dining, and entertainment, along with nearby everyday essentials and easy access to the Polk Parkway for commuting throughout Central Florida. With nearly four-tenths of an acre, NO HOA, major improvements already completed, and exceptional indoor and outdoor spaces, this home offers the space and flexibility you've been looking for! Schedule your private showing today and discover everything this Creek Side home has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965644
StatusActive
Year Built1979
Total Rooms9
ConstructionBlock
RoofShingle
FoundationBlock
FacesWest
SubdivisionCREEK SIDE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Skylight(s), Thermostat, Walk-In Closet(s), Window Treatments
FlooringLaminate, Travertine
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
LaundryIn Garage
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral
SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters, Storage
FencingChain Link, Fenced
Other StructuresShed(s), Storage
Lot Size0.39 acres (17,145 sq ft)
Lot FeaturesCorner Lot, Oversized Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$275,000
Annual Taxes$1,794 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232903139562000520

Directions

From the Polk Parkway, take the Airport Road exit and head south on Airport Road. Turn left onto Drane Field Road, then right onto S. Pipkin Road. Turn left onto Noretta Lane, then right onto Creek Side Drive, first house on the left, on the corner of Noretta Ln & Creek Side Dr.

Location

2140 CREEK SIDE DRIVE, LAKELAND, FL 33811

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedOctober 15, 2026

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Home Price

$275,000

20% ($55,000)
6.75%

Loan Term

Principal & Interest$1,427
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,829
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How to Buy This Home

Multiple financing options available for this $275,000 home in LAKELAND.

🏛️

FHA Loan

$9,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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