$355,000
1025 E MAIN STREET, BARTOW, FL 33830
Beds
6
Baths
2
Sq Ft
2,038 sq ft
Year Built
1920
Lot Size
0.22 acres
Garage
0
About This Property
Income-Producing Duplex in Downtown Bartow! Excellent investment opportunity in a high-visibility corridor with both units occupied on annual leases and immediate cash flow. Zoned C-2 with multifamily residential approval, this 2,038 sq. ft. property features two units, each offering 3 bedrooms and 1 bathroom, for a total of 6 bedrooms and 2 bathrooms. Additional highlights include separately metered utilities, updated interiors, and a well-maintained structure. Potential uses include continued residential operation, mixed-use conversion, or future commercial redevelopment, subject to applicable approvals. Ideal for investors seeking current rental income with long-term value-add potential in downtown Bartow.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
TAKE US-92 E TOWARD LAKELAND. MERGE ONTO FL-570 E (POLK PARKWAY) VIA RAMP TO AUBURNDALE/WINTER HAVEN. TAKE EXIT 10 FOR US-98 S TOWARD BARTOW. CONTINUE ON US-98 S FOR APPROXIMATELY 7 MILES. TURN LEFT ONTO E MAIN STREET. PROPERTY WILL BE ON THE LEFT NEAR DOWNTOWN BARTOW.
Location
1025 E MAIN STREET, BARTOW, FL 33830
Listing Information
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Pick a Day
Preferred Time
Home Price
$355,000
Loan Term
How to Buy This Home
Multiple financing options available for this $355,000 home in BARTOW.
🏛️
FHA Loan
$12,425 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$17,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 12, 2026.