$339,500
822 SHIRLEY ANN TRAIL, LAKELAND, FL 33809
Beds
4
Baths
4
Sq Ft
1,938 sq ft
Year Built
1978
Lot Size
0.27 acres
Garage
0
About This Property
EXCELLENT INVESTMENT OPPORTUNITY IN GROWING NORTH LAKELAND! Welcome to 822/824 Shirley Ann Trail, a well-maintained, income-producing concrete block duplex offering two spacious 2-bedroom, 2-bathroom units, each currently rented for $1,400 per month, generating $33,600 in annual gross rental income! This attractive property features a newer 2025 architectural shingle roof, fresh interior and exterior paint, and durable tile flooring throughout, making it a great addition to any investment portfolio. Conveniently located just minutes from I-4, with easy access to Tampa and Orlando, the property is also close to US Highway 98 North, Walmart, shopping, restaurants, public transportation, and numerous employment opportunities. Lakeland continues to attract residents and businesses thanks to its strategic Central Florida location, expanding employment base, and ongoing economic development, making it an appealing market for real estate investors. With established rental income, a history of long-term tenant renewals, and recent property improvements, this is an opportunity worth exploring! IMPORTANT: This duplex is being offered exclusively as part of a TWO-DUPLEX PACKAGE with the adjoining property at 830/832 Shirley Ann Trail, providing investors the opportunity to acquire FOUR rental units together! Seller will sell both duplexes together only. Whether you're expanding an established rental portfolio or seeking your next income-producing investment, don't miss this opportunity! CALL TODAY for additional details, rental information, and an opportunity to make these properties yours!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US 98 North and E Daughtery Road, go West on Daughtery Road to Norton Road. Turn North (left) on Norton to Shirley Ann Trail on the left and drive to property on the left.
Location
822 SHIRLEY ANN TRAIL, LAKELAND, FL 33809
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$339,500
Loan Term
How to Buy This Home
Multiple financing options available for this $339,500 home in LAKELAND.
🏛️
FHA Loan
$11,883 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,975 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.