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$128,500

2055 S FLORAL AVENUE UNIT 201, BARTOW, FL 33830

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,040 sq ft

Year Built

1983

Lot Size

0.12 acres

Garage

0

About This Property

Retire in style in Floral Lakes, a 55+ active adult community with low HOA fees and no lot rent! This 2-bedroom, 2-bath double-wide manufactured home sits on an oversized lot and features a large eat-in kitchen, spacious great room, and Florida Room. The primary bedroom offers an en-suite bath and walk-in closet. Laundry room includes washer/dryer hookups, and the attached shed provides plenty of storage plus a workshop. Enjoy an active lifestyle with a large heated pool, shuffleboard, lake with community boat ramp, fishing, and a clubhouse offering bingo, cards, dances, potluck dinners, and more. This home needs TLC and new appliances but offers a great opportunity to make it your own and enjoy affordable Florida living! This is a VA foreclosure.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4965848
StatusActive
Year Built1983
Total Rooms5
ConstructionVinyl Siding
RoofMetal
FoundationCrawlspace
FacesNorthwest
SubdivisionFLORAL LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorAccessibility Features, Built-in Features, Ceiling Fan(s), Laminate Counters, Thermostat, Walk-In Closet(s)
FlooringConcrete, Laminate, Linoleum
AppliancesDishwasher, Range, Range Hood
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSliding Doors, Storage
Lot Size0.12 acres (5,136 sq ft)
Lot Dimensions60 x 90
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$105 / Monthly
Senior CommunityYes

Financial Details

List Price$128,500
Annual Taxes$1,596 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #253018429920002010

Directions

From the intersection of SR 60 and US 98, go south on N. Broadway Ave which turns into S. Broadway Ave, to right on W. Clower St., to left on S. Floral Ave, to right into the entrance for Floral Lakes.

Location

2055 S FLORAL AVENUE UNIT 201, BARTOW, FL 33830

Listing Information

OfficeVIEWPOINT VALUE REALTY
ListedOctober 20, 2026

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Home Price

$128,500

20% ($25,700)
6.75%

Loan Term

Principal & Interest$667
Property Tax (est.)$118
Insurance (est.)$150
Total Monthly$935
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How to Buy This Home

Multiple financing options available for this $128,500 home in BARTOW.

🏛️

FHA Loan

$4,498 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,425 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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