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$469,900

5868 HIGH RIDGE LOOP, LAKELAND, FL 33812

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

2,220 sq ft

Year Built

2002

Lot Size

0.23 acres

Garage

2

About This Property

This exquisite Pool home is located in the desirable Gated Community of Highlands Ridge in SE Lakeland. It offers 4 BD/2BA with 2,220 sq ft. of living area. The home greets you with a brick-trimmed driveway and lush manicured landscaping. Double doors with decorative glass open into this spacious home, featuring high ceilings, formal living and dining rooms, a family room, and split bedrooms. The well-laid-out floor plan includes tray ceilings and wood-look porcelain plank floors throughout the living areas. The attractive kitchen connects to the family room and features recessed lighting, beautiful maple cabinetry, granite countertops, a large island with seating, and stainless appliances. The kitchen also features a built-in desk, a pantry, and a dinette area with views and access to the pool and lanai. With the family room included, the entire area is wonderfully positioned for daily life and entertaining indoors and poolside. Step into the owners’ suite for access to the lanai, his-and-hers closets, and a spacious tile bathroom with dual vanities, a soaking tub, a tile-and-glass shower, and a water closet. The sleep quarters include 3 additional bedrooms that share a full bathroom with a tub; this bath also provides access to the lanai. The large screened lanai area has paver brick decking and offers a comfortable covered area with ceiling fans. The uniquely designed pool has salt filtration, a pool heater replaced in 2024, and a waterfall. The fenced yard has a reclaimed water irrigation system to keep the lawn and landscaping beautiful. This outstanding home offers many pleasures and conveniences to make Florida living absolutely wonderful. Other recent improvements include an AC replaced in 2024, new energy-efficient windows replaced in 2024, a new pool pump in 2024, new pool screening in 2024, and outstanding care and overall love for the home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965894
StatusActive
Year Built2002
Total Rooms10
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionHIGHLANDS RIDGE PH 03
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen
FlooringCarpet, Ceramic Tile, Porcelain Tile
AppliancesElectric Water Heater, Microwave, Range, Refrigerator
LaundryInside
WindowsDouble Pane Windows, ENERGY STAR Qualified Windows, Window Treatments
CoolingCentral Air
HeatingCentral
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Mailbox
Lot Size0.23 acres (10,058 sq ft)
Road SurfaceAsphalt, Paved
ViewCity

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Child Safety Fence, Gunite

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$450 / Annually
Senior CommunityNo

Financial Details

List Price$469,900
Annual Taxes$2,958 (2025)
FinancingCash, Conventional, FHA
Parcel #242916284559000040

Schools

ElementaryValleyview Elem
MiddleLakeland Highlands Middl
HighGeorge Jenkins High

Directions

Harrells Nursery Road to Highlands Ridge subdivision.

Location

5868 HIGH RIDGE LOOP, LAKELAND, FL 33812

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedOctober 20, 2026

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Home Price

$469,900

20% ($93,980)
6.75%

Loan Term

Principal & Interest$2,438
Property Tax (est.)$431
Insurance (est.)$150
Total Monthly$3,019
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $469,900 home in LAKELAND.

🏛️

FHA Loan

$16,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$23,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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