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$310,000

712 W 9TH STREET, LAKELAND, FL 33805

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,556 sq ft

Year Built

2023

Lot Size

0.10 acres

Garage

0

About This Property

This block home offers 3 bedrooms, 2 full bathrooms, open floor plan with laminate and carpeting. The cathedral ceiling makes for open, spacious living areas. The openness continues to flow through the kitchen and dining area. Beautiful white shaker cabinets in kitchen and bathrooms. Stainless steel appliances. Indoor laundry with washer/dryer hook-ups. The pictures are of a different house with the same floorplan. The driveway is located in the alley behind the house.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965953
StatusActive
Year Built2023
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionADAIRS ADD
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.10 acres (4,386 sq ft)
Lot Dimensions41 x 106
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$310,000
Annual Taxes$3,732 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-4
Parcel #232812050500012110

Directions

Lincoln Ave. to 9th St. The driveway is located in the alley behind the house.

Location

712 W 9TH STREET, LAKELAND, FL 33805

Listing Information

OfficeCMTG REAL ESTATE GROUP
ListedOctober 21, 2026

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Home Price

$310,000

20% ($62,000)
6.75%

Loan Term

Principal & Interest$1,609
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,043
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How to Buy This Home

Multiple financing options available for this $310,000 home in LAKELAND.

🏛️

FHA Loan

$10,850 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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