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$369,000

218 HARTRIDGE HILLS DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

2,123 sq ft

Year Built

1988

Lot Size

0.26 acres

Garage

0

About This Property

Virtually Staged. Some homes are built to follow trends. Others are built to stand the test of time. Welcome to 218 NW Lake Hartridge Drive, where timeless craftsmanship meets beautiful renovations in one of Winter Haven's established gated communities, complete with private access to the Chain of Lakes. Built in 1988, this custom home offers something becoming increasingly difficult to find: character, quality construction, and architectural details that make a home truly special. From the moment you step inside, soaring ceilings, exposed wood beams, solid wood doors, and matching wood baseboards create a sense of warmth and character that simply cannot be replicated in today's cookie cutter construction. Thoughtfully renovated from top to bottom, this home beautifully balances its original charm with the comforts of modern living. Luxury vinyl plank flooring, fresh interior paint, updated lighting, and smooth ceilings provide a fresh, inviting atmosphere throughout. The beautifully remodeled kitchen features custom wood cabinetry, granite countertops, and matching Whirlpool appliances, while both bathrooms have been tastefully updated with beautiful tile finishes, wood vanities, Delta fixtures, and Kohler toilets. The spacious split bedroom floor plan offers privacy and flexibility, while the primary suite features new carpeting. Imagine the holidays here. A Christmas tree beneath those beautiful ceilings, Thanksgiving dinner surrounded by family, and the laughter of friends filling the living spaces. This is the kind of home that invites you to slow down, gather together, and create memories that last for generations. A home that feels curated rather than decorated, where the character is already there and the next chapter is yours to write. And while the character may be timeless, the improvements are anything but dated! A NEW ROOF installed in March 2026, new double insulated windows, new water heater, fresh exterior paint, updated irrigation, and professional landscaping provide peace of mind for years to come. The home has also passed a recent four point inspection. An attached two car garage and generous laundry room storage add everyday practicality. Beyond the front door, you'll discover an established gated neighborhood with mature surroundings and a wonderful sense of pride of ownership. Residents enjoy a private community dock and boat ramp with access to Winter Haven's beautiful Chain of Lakes, offering endless opportunities to enjoy life on the water. Even better, the HOA is just $150 per month and includes lawn mowing and fertilization, allowing you to spend more time enjoying your home and less time maintaining the lawn. If you've been searching for a home with substance, character, and quality, without sacrificing the updates and conveniences of today, this may be exactly what you've been waiting for. Because some homes aren't meant to look like every other home on the street. And that's precisely what makes them special. Welcome home to 218 NW Lake Hartridge Drive.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4966022
StatusActive
Year Built1988
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHARTRIDGE HILLS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBeamed Ceilings, Cathedral Ceiling(s), Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s)
FlooringCarpet, Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsDouble Pane Windows, ENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecurityGated Community, Security Lights, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Sliding Doors
Lot Size0.26 acres (11,326 sq ft)
Lot Dimensions96 x 112
Road SurfaceAsphalt, Paved
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$451 / Quarterly
Senior CommunityNo

Financial Details

List Price$369,000
Annual Taxes$5,430 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #262807528101000610

Schools

MiddleDenison Middle
HighWinter Haven Senior

Directions

From US Hwy 92, turn south onto 21st Street NW. Continue to the gated entrance of Hartridge Hills on the left. Enter the community and follow Lake Hartridge Drive NW to 218 Lake Hartridge Drive NW.

Location

218 HARTRIDGE HILLS DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeLA ROSA REALTY PRESTIGE
ListedNovember 3, 2026

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Home Price

$369,000

20% ($73,800)
6.75%

Loan Term

Principal & Interest$1,915
Property Tax (est.)$338
Insurance (est.)$150
Total Monthly$2,403
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $369,000 home in WINTER HAVEN.

🏛️

FHA Loan

$12,915 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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