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$175,000

2055 S FLORAL AVENUE UNIT 306, BARTOW, FL 33830

3D Tour
Active13 days on market

Beds

2

Baths

2

Sq Ft

1,196 sq ft

Year Built

1983

Lot Size

0.10 acres

Garage

0

About This Property

Welcome to this beautifully updated 2-bedroom, 2-bath lakefront home in the desirable Floral Lakes 55+ community in Bartow! Offering 1,196 square feet of comfortable living space, this home features numerous updates throughout and beautiful lake views, creating the perfect place to relax and enjoy the Florida lifestyle. Inside, you'll find new luxury vinyl plank flooring throughout the main living areas and new carpet in the bedrooms. The beautifully updated kitchen features new cabinets, quartz countertops, and new appliances. Both bathrooms have been updated, and additional improvements include new ceiling fans, light fixtures, electrical and plumbing fixtures, a new electric water heater, and a new AC system. Step outside to the screened-in back porch, where you can unwind and take in the beautiful lake views. The home also features a spacious 2-car carport with two storage sheds, providing plenty of room for parking and additional storage. Community amenities include a sparkling pool, shuffleboard courts, clubhouse, boat ramp, and more, offering plenty of opportunities to stay active, socialize, and enjoy the Florida lifestyle. Golf carts are also welcome throughout the community, making it easy to get around and enjoy all that Floral Lakes has to offer.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4966073
StatusActive
Year Built1983
Total Rooms3
ConstructionWood Frame
RoofMetal
FoundationCrawlspace
FacesNorth
SubdivisionFLORAL LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Wall Units / Window Unit

Exterior & Lot

ExteriorAwning(s), Storage
Other StructuresStorage
Lot Size0.10 acres (4,404 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$1,260 / Annually
Senior CommunityYes

Financial Details

List Price$175,000
Annual Taxes$2,486 (2026)
FinancingCash, Conventional, VA Loan
ZoningPUD
Parcel #253018429920003060

Directions

From the intersection of Hwy 60 and US 98 in Bartow, head south on Shumate Dr to Clower St. Take a right on Clower St, left on Floral Ave. Enter Floral Lakes community. Follow signage to desired Lot.

Location

2055 S FLORAL AVENUE UNIT 306, BARTOW, FL 33830

Listing Information

OfficePORCHLIGHT HOMES LLC
ListedOctober 28, 2026

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Home Price

$175,000

20% ($35,000)
6.75%

Loan Term

Principal & Interest$908
Property Tax (est.)$160
Insurance (est.)$150
Total Monthly$1,218
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How to Buy This Home

Multiple financing options available for this $175,000 home in BARTOW.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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