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$250,000

1816 5TH STREET SE, WINTER HAVEN, FL 33880

3D Tour
Active6 days on market

Beds

3

Baths

2

Sq Ft

1,352 sq ft

Year Built

1960

Lot Size

0.24 acres

Garage

0

About This Property

Picture weekends spent exploring Winter Haven’s lakes, discovering a favorite local restaurant, and coming home to a place that feels like your own. At 1816 5th Street SE, this three-bedroom, two-bath masonry home offers an inviting setting for enjoying the Central Florida lifestyle. Set on nearly a quarter acre, the property offers room to imagine backyard cookouts, a garden, or a quiet outdoor retreat. Inside, inviting living spaces offer room to relax and feel at home, while three bedrooms provide flexibility for guests, work, or hobbies. A carport adds everyday convenience, and the roof was replaced in 2024. Enjoy the dining, parks, downtown experiences, and Chain of Lakes recreation that give Winter Haven its character. Whether you’re looking for a full-time residence, a seasonal retreat, or an opportunity to explore as a long-term rental, this home offers a place to bring your plans to life. Come see the possibilities and picture your next chapter.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4966255
StatusActive
Year Built1960
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionSOUTHEAST TERRACE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Concrete, Tile
AppliancesElectric Cooktop, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Private Yard
Lot Size0.24 acres (10,498 sq ft)
Lot Dimensions75 x 140
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$250,000
Annual Taxes$3,432 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #262833649300000250

Directions

From Cypress Gardens Boulevard, turn south onto 5th Street SE. Continue to 1816 5th Street SE

Location

1816 5TH STREET SE, WINTER HAVEN, FL 33880

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedNovember 5, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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How to Buy This Home

Multiple financing options available for this $250,000 home in WINTER HAVEN.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 11, 2026.

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