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$319,990

3308 54TH STREET E, PALMETTO, FL 34221

3D Tour

Closed113 days on market

Beds

Baths

Sq Ft

1,535 sq ft

Year Built

2013

Lot Size

0.11 acres

Garage

About This Property

Virtually Staged. Beautifully remodeled 3-bedroom, 2-bath home on a peaceful pond lot in a low-maintenance HOA community in Palmetto! Built in 2013 with solid block construction and located outside of a flood zone, this move-in-ready home combines modern upgrades with worry-free ownership. Step inside to soaring cathedral ceilings and a bright, open floor plan featuring brand new luxury vinyl plank flooring throughout, fresh interior and exterior paint, updated lighting fixtures, and a fully renovated kitchen with quartz countertops, new stainless steel appliances, and plenty of cabinet space. Enjoy morning coffee or unwind in the evening from the screened lanai overlooking the peaceful pond - a perfect indoor/outdoor Florida living space. Hurricane shutters are included for added protection and peace of mind. Additional features include a 2-car garage and low HOA fees in a maintenance-free community where the association handles grounds care. Residents enjoy access to a community pool, clubhouse, tennis courts, and pickleball courts. With only 76 homes, this neighborhood offers privacy and a true community feel. Conveniently located near shopping, dining, and major highways, this home is ideal as a primary residence, seasonal getaway, or investment. Schedule your viewing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #N6142896

StatusClosed

Year Built2013

Total Rooms8

ConstructionBlock, Concrete

RoofShingle

FoundationSlab

FacesSouth

SubdivisionCYPRESS POND ESTATES

CountyManatee

OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Stone Counters, Thermostat

FlooringCeramic Tile, Luxury Vinyl

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator

LaundryElectric Dryer Hookup, Inside

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters

Lot Size0.11 acres (4,787 sq ft)

Road SurfacePaved, Asphalt

ViewWater

Waterfront

WaterfrontYes

FeaturesPond

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$504 / Quarterly

Senior CommunityNo

Financial Details

List Price$319,990

Original Price$349,990

Annual Taxes$2,624 (2024)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningPDR

Parcel #716604359

Schools

ElementaryJames Tillman Elementary

MiddleBuffalo Creek Middle

HighPalmetto High

Directions

Take I-75 to 51st Ave E in Ellenton Follow 17th St E/Memphis Rd and State Hwy 683/36th Ave E/Ellenton Gillette Rd to 54th St E

Location

3308 54TH STREET E, PALMETTO, FL 34221

Listing Information

OfficeEXP REALTY LLC

ListedFebruary 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$319,990

Down Payment20% ($63,998)

Interest Rate6.75%

Loan Term

Principal & Interest$1,660

Property Tax (est.)$293

Insurance (est.)$150

Total Monthly$2,104

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Nearby Schools

Elementary School

James Tillman Elementary

View on GreatSchools →

Middle School

Buffalo Creek Middle

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High School

Palmetto High

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How to Buy This Home

Multiple financing options available for this $319,990 home in PALMETTO.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.