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$205,000

19310 WATER OAK DRIVE UNIT 203, PORT CHARLOTTE, FL 33948

3D Tour
Active51 days on market

Beds

2

Baths

2

Sq Ft

1,227 sq ft

Year Built

2001

Lot Size

Garage

About This Property

Welcome to this well-maintained 2-bedroom, 2-bath second-floor condominium offering over 1,000 square feet of comfortable living space with an open-concept design ideal for both seasonal residents and year-round enjoyment. Water's Edge at Heritage Oak Park is one of Port Charlotte's most desirable gated communities, where resort-style amenities and beautiful oak-canopied streets create the perfect Florida lifestyle. Upon arrival, you'll appreciate the Andersen glass storm door with a disappearing screen and the newly installed motion-sensor front entry light (2024). Step inside to discover a bright, inviting interior featuring FRESH PAINT completed in 2022-2023, luxury BAMBOO flooring throughout the main living areas, and tile flooring in the kitchen, bathrooms, and laundry room. PLANTATION SHUTTERS adorn the front windows, adding both timeless style and privacy. The thoughtfully designed floor plan offers a spacious living and dining area that flows seamlessly into the kitchen, complete with a breakfast bar, dinette area. The kitchen has also been UPDATED with WHIRLPOOL APPLIANCES, including a refrigerator, electric range, microwave, and dishwasher, all installed in 2024. The desirable split-bedroom layout provides privacy and comfort for both owners and guests. For added peace of mind, a HOME WARRANTY for a year, PGT IMPACT-RESISTANT STORM WINDOWS were installed in November 2021, enhancing storm protection, energy efficiency, and security. Sliding glass doors lead to the screened lanai, where privacy sunblock screens create a comfortable outdoor retreat—perfect for enjoying your morning coffee, relaxing with a book, or taking in the peaceful surroundings. The spacious primary suite features a walk-in closet and private bath, while the guest bedroom and adjacent bath provide comfortable accommodations for family and friends. Additional conveniences include an in-unit laundry room with a 2023 Whirlpool washer and dryer, covered resident parking, guest parking, private storage, and the ease of low-maintenance condominium living. Residents of Heritage Oak Park enjoy an impressive array of amenities, including a heated pool and spa, clubhouse, fitness center, tennis and pickleball courts, bocce ball, shuffleboard, walking paths, Fishing Pond and a vibrant social calendar. The community is also golf-cart friendly. Ideally located near Charlotte Harbor, downtown Punta Gorda, Fishermen's Village, waterfront parks, golf courses, boating, fishing, dining, shopping, and Gulf beaches, residents enjoy endless opportunities to experience the best of Southwest Florida's active and coastal lifestyle.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #N6144470
StatusActive
Year Built2001
Stories2
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHERITAGE OAK PARK WATERS EDGE
CountyCharlotte
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan
FlooringBamboo, Carpet, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorLighting, Rain Gutters, Storage
Lot FeaturesLandscaped
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$205,000
Original Price$210,000
Annual Taxes$4,446 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRMF15
Parcel #402208601049

Schools

ElementaryLiberty Elementary
MiddleMurdock Middle
HighPort Charlotte High

Directions

Route 41 (Tamiami Trl) South, Left Veterans Blvd, right Cochran Blvd, left Peachland Blvd, right Green Oak Trail, through gate, right Water Oak Dr

Location

19310 WATER OAK DRIVE UNIT 203, PORT CHARLOTTE, FL 33948

Listing Information

OfficeKELLER WILLIAMS ISLAND LIFE REAL ESTATE
ListedJune 8, 2026

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Home Price

$205,000

20% ($41,000)
6.75%

Loan Term

Principal & Interest$1,064
Property Tax (est.)$188
Insurance (est.)$150
Total Monthly$1,402
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $205,000 home in PORT CHARLOTTE.

🏛️

FHA Loan

$7,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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