Skip to main content
1 / 88

$695,500

1499 17TH STREET W, PALMETTO, FL 34221

3D Tour
Active110 days on market

Beds

5

Baths

3

Sq Ft

5,132 sq ft

Year Built

1975

Lot Size

0.89 acres

Garage

2

About This Property

***RECENT APPRAISAL HAS BEEN COMPLETED***Welcome to a remarkably versatile property designed for multi-generational living or excellent rental income potential, ideally located in the heart of Palmetto. This unique property features multiple separate living areas, each thoughtfully updated and full of character, offering both flexibility and modern comfort. The property also includes a spacious 1,200 sq ft ADU with its own private entrance, in addition to the three other units. The main unit has been tastefully updated with new vinyl flooring, a spacious living room, and a truly impressive kitchen. Renovated in 2022, the kitchen showcases new cabinetry with soft-close doors and drawers, a rare 100-year-old porcelain farmhouse sink, a Zelline gas stove, butcher block accents, and a striking 5’ x 10’ birch wood island that serves as the centerpiece for cooking and gathering. A new dishwasher (installed Nov. 2025) adds modern convenience, while salvaged antique lighting and thoughtful architectural details lend a warm, vintage character throughout. Just off the back of the main unit is a generously sized storage room, currently cooled by a window unit rather than central AC. This flexible space offers potential for use as a hobby room, workshop, or additional bonus area depending on your needs. The second unit offers its own private entrance, new tile flooring, newer stainless steel appliances, and tasteful updates including fresh subway tile in the bathroom ideal for guests, extended family, or tenants seeking a comfortable and functional layout. Additional flexible spaces include an efficiency studio with a kitchenette, full bathroom, and Murphy bed, making it perfect for guests, a home office, or a rental. The property also offers a flex space adjacent to the garage with a commercial kitchen and mini split A/C, which offers great opportunity. The large garage itself features a 20-foot door, a workshop area, interior storage rooms, and a shared laundry area accessible to all living spaces. Impressive structural and mechanical upgrades include a new roof (2025), two A/C units less than three years old, and a Tesla solar system with upgraded inverters, two batteries, and a 15-year transferable warranty. This solar setup keeps electric costs extraordinarily low while adding long-term value and energy efficiency. Outdoors, enjoy an 8-foot privacy-fenced patio, fruit trees, sunny relaxation areas, and shaded nooks for comfort throughout the day. A breezeway offers extra storage, and the included zero-turn Toro mower makes maintaining the grounds effortless. With no HOA, there is complete freedom to park a boat, RV, or additional vehicles right on the property. This location is exceptional just minutes from the Manatee County Fairgrounds, making it ideal for seasonal visitors, vendors, or those who enjoy local events and community activities. The property is also close to Palmetto High School, Lincoln Middle School, and other local schools, offering added convenience for families. For recreation and lifestyle, you’re just moments away from Snead Island, marinas, parks, historic sites, shopping, dining, and the scenic waterfront. Whether you’re seeking a home with room for extended family, income-producing units, or simply a spacious and adaptable living arrangement, this Palmetto property stands out as a truly rare opportunity.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #N6144908
StatusActive
Year Built1975
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
Subdivision1050; N 1/4 OF 15/34/17
CountyManatee
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryCommon Area, Corridor Access, Electric Dryer Hookup, Inside, Laundry Room
WindowsBlinds
CoolingCentral Air, Mini-Split Unit(s), Wall/Window Unit(s)
HeatingCentral, Electric, Wall Units / Window Unit

Exterior & Lot

ExteriorGarden, Private Mailbox, Storage
Lot Size0.89 acres (38,707 sq ft)
Lot Dimensions127 x 266 x 127 x 267
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Propane, Public, Sewer Connected, Solar, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$695,500
Original Price$725,000
Annual Taxes$6,711 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS1
Parcel #2799810309

Schools

ElementaryPalmetto Elementary-MN
MiddleLincoln Middle
HighPalmetto High

Directions

From Sarasota: Head north on US-301 N/N Washington Blvd, Continue to follow US-301 N, Pass by KFC (on the right in 12.1 mi), Continue onto US-41 N, Turn left onto 17th St E, Pass by Hungry Howie's Pizza & Subs (on the right in 0.8 mi), Turn left and your property will be on your right.

Location

1499 17TH STREET W, PALMETTO, FL 34221

Listing Information

OfficeKELLER WILLIAMS ON THE WATER S
ListedJuly 3, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$695,500

20% ($139,100)
6.75%

Loan Term

Principal & Interest$3,609
Property Tax (est.)$638
Insurance (est.)$150
Total Monthly$4,396
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $695,500 home in PALMETTO.

🏛️

FHA Loan

$24,343 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,775 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

More Homes in Palmetto

More Homes in Palmetto

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

Call (813) 733-7907TextContact