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$499,900

6640 WATERFORD LANE, SARASOTA, FL 34238

3D Tour
Active46 days on market

Beds

2

Baths

2

Sq Ft

1,348 sq ft

Year Built

1980

Lot Size

0.38 acres

Garage

2

About This Property

Welcome to this beautifully renovated 2-bedroom, 2-bathroom home situated on an oversized 0.38-acre homesite in highly desirable Gulf Gate East, offering an exceptional combination of modern updates, culdesac privacy and an unbeatable Sarasota location. With 1,348 square feet of inviting living space, this home is truly move-in ready. The well-designed floor plan features two distinct living areas, offering flexibility for both everyday living and entertaining. A welcoming living room is complemented by a family room with beautiful built-in cabinetry, creating the perfect setting for relaxing, gathering, or displaying your favorite décor. Wood-plank tile flooring flows throughout the home and is enhanced by upgraded crown molding, new blinds and French doors. The updated kitchen features stainless steel appliances, new cabinetry, recessed lighting and a charming pass-through window opening to the lanai, making indoor-outdoor entertaining effortless. Both bathrooms have been refreshed with updated vanities and toilets. Extensive improvements provide added style and peace of mind, including new windows and exterior doors, hurricane shutters, a new garage door, repiped plumbing within the home, an upgraded electrical panel and an alarm system. Step outside and discover your own private backyard oasis. The beautiful extended screened lanai provides plenty of room for relaxing, dining, and entertaining while overlooking the expansive, fully fenced backyard. Mature landscaping enhances the tropical setting with a variety of established plantings, including day-blooming jasmine and plumeria. Create your own garden, enjoy the abundance of outdoor space or take advantage of the generous yard with plenty of room to add a future pool. The oversized 0.38-acre lot offers a rare sense of space and privacy while still being conveniently located in the heart of Sarasota. Additional upgrades include an enhanced screened garage with a side entry door and fresh sod in the front yard. The Legacy Trail, a 12.5-mile paved path for walking and biking, is close by, while golf enthusiasts will appreciate easy access to championship courses, including TPC Prestancia. Costco, Publix, restaurants, shopping, and everyday conveniences are all just minutes away. The nearby Sarasota Square property is being transformed into an exciting mixed-use destination planned to feature upscale retail and dining, green spaces, lifestyle and office components, and a modern town-center atmosphere anchored by Whole Foods Market. Best of all, the world-famous sugar-sand shores of Siesta Key Beach are approximately 6 miles away, allowing you to enjoy the very best of the Sarasota lifestyle. Fully renovated, beautifully updated, and tucked away on a quiet cul-de-sac with an oversized private lot in Gulf Gate East, this home offers the space, privacy, and location you've been looking for. Call today to schedule your private showing!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #N6145272
StatusActive
Year Built1980
Stories1
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionGULF GATE EAST
CountySarasota
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Walk-In Closet(s), Window Treatments
FlooringTile
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
LaundryIn Garage
WindowsShades, Shutters, Storm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorFrench Doors, Hurricane Shutters, Sidewalk
FencingWood
Lot Size0.38 acres (16,484 sq ft)
Lot FeaturesLandscaped, Oversized Lot, Private
Road SurfacePaved
ViewGarden, Trees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$299 / Annually
Senior CommunityNo

Financial Details

List Price$499,900
Annual Taxes$2,483 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3
Parcel #0100120041

Schools

ElementaryGulf Gate Elementary
MiddleBrookside Middle
HighSarasota High

Directions

Start: Head east on Kingston Blvd from South Tamiami Trail.Turn: Left onto Waterford Circle.Turn: Left onto Waterford Lane.Arrival: 6640 Waterford Ln is on the left.

Location

6640 WATERFORD LANE, SARASOTA, FL 34238

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedAugust 21, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,900 home in SARASOTA.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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