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$450,000

12004 SARTO LANE, NORTH PORT, FL 34287

3D Tour
Active49 days on market

Beds

3

Baths

2

Sq Ft

1,814 sq ft

Year Built

2000

Lot Size

0.19 acres

Garage

2

About This Property

RARE OPPORTUNITY! DOUBLE WATERFRONT LOTS | NO HOA | NO CDD | FULL PRIVACY! Welcome to this beautiful and private waterfront oasis in desirable North Port! This exceptional property offers a 3-bedroom, 2-bathroom home with a 2-car garage, mature landscaping, a huge lanai, and a waterfront dock—plus the opportunity to purchase the adjacent CLEAN waterfront lot (Tax ID 0770120042) for an additional $75,000! Combine both lots and create an incredible private waterfront estate with room for a pool, RV, boat, trailer, toys, and more. The home is move-in ready and features a 2023 water system and 2023 A/C, high ceilings, tile flooring throughout, upgraded granite countertops and cabinetry, and a heat sauna in the primary bedroom. Step outside to enjoy the peaceful waterfront setting, mature landscaping, oversized lanai, and private dock—perfect for fishing, relaxing, and enjoying Florida's beautiful outdoor lifestyle. Best of all, there are NO HOA FEES, NO CDD, and NO DEED RESTRICTIONS! Bring your boat, RV, travel trailer, and all your Florida toys. The adjacent waterfront lot offers an especially rare opportunity to expand your property and maximize privacy. Located just minutes from Warm Mineral Springs, shopping, restaurants, entertainment, golf, fishing, and beautiful Gulf beaches. Convenient access to I-75 and Tamiami Trail makes traveling throughout Southwest Florida easy. Enjoy proximity to CoolToday Park, the Spring Training home of the Atlanta Braves, as well as Punta Gorda, Sarasota, Fort Myers, and Tampa airports. This is a fantastic opportunity to own a private waterfront home in one of Florida's fastest-growing areas—with the flexibility and freedom that today's buyers are looking for. Buy the home alone or add the adjacent waterfront lot and create your own private waterfront compound! Don't miss this rare opportunity—schedule your private showing today! All information is deemed reliable but not guaranteed. Buyer and buyer's agent to verify all information, measurements, zoning, lot dimensions, and applicable restrictions.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #N6145400
StatusActive
Year Built2000
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWARM MINERAL SPGS
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters, Sidewalk
Lot Size0.19 acres (8,360 sq ft)
Road SurfaceAsphalt, Paved
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$450,000
Annual Taxes$4,168 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3
Parcel #0770120041

Schools

ElementaryVenice Elementary
MiddleVenice Area Middle
HighVenice Senior High

Directions

The data included in the MLS is deemed reliable but is not guaranteed. Buyers and their agents should verify all information or retain appropriate professionals. Kindly include all attachments signed by the buyer(s), along with proof of funds and/or a pre-approval letter.PREAPPROVAL MUST BE PROVIDED WITH A REQUEST FOR SHOWING .

Location

12004 SARTO LANE, NORTH PORT, FL 34287

Listing Information

OfficeRE/MAX PALM REALTY OF VENICE
ListedAugust 18, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $450,000 home in NORTH PORT.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 24, 2026.

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