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$405,000

5531 FLAGSTONE TRAIL, PALMETTO, FL 34221

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,635 sq ft

Year Built

2023

Lot Size

0.14 acres

Garage

2

About This Property

Beautiful 3-Bedroom Home in Palmetto, FL — Built in 2023! Modern Comfort, Thoughtful Upgrades & a Fantastic Gulf Coast Location! Welcome to 5531 Flagstone Trail in Palmetto, Florida! Built in 2023, this beautiful 3-bedroom, 2-bathroom home offers 1,635 square feet of living space, combining modern convenience with thoughtful upgrades throughout. Step inside and discover upgraded light fixtures, recessed lighting, ceiling fans in the bedrooms, and customizable smart lighting throughout the home. Designed with both comfort and practicality in mind, the property also features installed security cameras, a whole-home surge protector, and a generator connection for added convenience and preparedness. Location, Location, Location! Enjoy living in Palmetto, with convenient access to some of Florida's most popular Gulf Coast destinations. Spend your weekends exploring the beautiful beaches of Anna Maria Island, Bradenton, and Sarasota, or enjoy shopping, dining, and entertainment in the surrounding communities. The home is conveniently situated for access to St. Petersburg, Lakewood Ranch, the Ellenton Premium Outlets, and everyday shopping and dining. Nearby Interstate 75 also provides connections throughout the Tampa Bay and Sarasota regions. Whether you're looking for a primary residence, a seasonal Florida getaway, or a newer home in a desirable Gulf Coast area, this property offers an appealing combination of modern features, convenience, and location.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #N6146306
StatusActive
Year Built2023
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSILVERSTONE NORTH PH IC & ID
CountyManatee
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Smart Home, Smart Lights, Smart Thermostat, Thermostat
FlooringCarpet, Porcelain Tile
AppliancesDishwasher, Dryer, Electric Cooktop, Refrigerator, Washer
LaundryLaundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Private Yard, Sliding Doors
Lot Size0.14 acres (6,164 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$120 / Monthly
Senior CommunityNo

Financial Details

List Price$405,000
Annual Taxes$5,636 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-R
Parcel #716926659

Schools

ElementaryJames Tillman Elementary
MiddleLincoln Middle
HighPalmetto High

Directions

Directions from I-75 South 1. Take Exit 229 toward Parrish. 2. Follow signs for US-41 onto Moccasin Wallow Road. 3. Continue west approximately 1.3 miles. 4. Turn left onto 36th Avenue E (Ellenton Gillette Road). 5. Continue south approximately 2.9 miles to the Silverstone North community on your left.

Location

5531 FLAGSTONE TRAIL, PALMETTO, FL 34221

Listing Information

OfficeRE/MAX PALM
ListedOctober 21, 2026

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Home Price

$405,000

20% ($81,000)
6.75%

Loan Term

Principal & Interest$2,101
Property Tax (est.)$371
Insurance (est.)$150
Total Monthly$2,623
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $405,000 home in PALMETTO.

🏛️

FHA Loan

$14,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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