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$645,000

740 COPPER CREEK DRIVE, NEW SMYRNA BEACH, FL 32168

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

2,378 sq ft

Year Built

2025

Lot Size

0.22 acres

Garage

2

About This Property

Virtually Staged. SELLER OFFERING $10,000 TOWARD BUYER CLOSING COSTS AND/OR INTEREST RATE BUYDOWN WITH ACCEPTABLE OFFER! Better than new and already upgraded! Completed in February 2025, this exceptional 4-bedroom, 2-bath Panama model in gated Copper Creek offers a huge second-story bonus room, upgraded 3-car garage, and more than $100,000 in builder and owner improvements. Situated on one of the community’s larger premium homesites at approximately 75' x 130', the property offers approximately 24 feet between neighboring homes and an expansive backyard with room to create the pool, outdoor kitchen, garden, play area, or private oasis you have been imagining. Inside, the attention to detail immediately separates this home from standard new construction. The main living areas feature upgraded 9" x 60" beveled light wood-grain luxury vinyl plank flooring that continues onto the staircase, 5¼-inch baseboards, brushed-nickel door hardware, upgraded lighting and electrical features, and a professionally painted interior finished in Sherwin-Williams City Loft premium acrylic latex paint. The open living and dining areas flow naturally into a chef-inspired kitchen featuring a gas cooktop, double wall ovens, oversized center island with pendant lighting, upgraded quartz countertops, custom backsplash, under-cabinet lighting, walk-in pantry, and shaker-style cabinetry with crown molding, soft-close doors and drawers, and dovetail wood drawer construction. The spacious primary suite is privately positioned on the main level and complemented by an upgraded bath with sparkling quartz vanity tops, upgraded sinks and fixtures, while three additional bedrooms provide flexibility for family, guests, office space, or hobbies. Upstairs, the impressive bonus room creates an entirely separate living zone ideal for a media room, game room, home gym, playroom, studio, or additional entertainment space. The upgrades continue with a gas tankless water heater, whole-house smart panel, Ethernet wiring to the living room and office, hardwired security-system infrastructure, window treatments, Rain Bird irrigation with rain sensor, whole-house water filtration and softening system, and reverse osmosis at the kitchen. Three 40-watt solar-powered attic fans were added in April 2026 to help reduce attic heat and support HVAC efficiency. The oversized 3-car garage is another standout feature with an epoxy-coated floor, upgraded LED lighting, and a 220V single-phase generator connection with a six-circuit transfer switch designed to allow a portable generator to power selected areas of the home during an outage. Additional exterior electrical outlets were added for landscape-lighting transformers. Outside, the approximately 30' x 30' three-car paver driveway was professionally sealed in 2026, while approximately eight tons of decorative granite slate landscape rock and new Robellini palms further enhance the curb appeal. Located in Flood Zone X and offering the advantages of nearly-new construction without the expense and inconvenience of starting from a basic builder package, 740 Copper Creek Drive gives buyers the opportunity to own a home where the upgrades have already been thoughtfully selected, installed, and paid for. With its premium lot, 3-car garage, four-bedroom layout, enormous bonus room, sophisticated kitchen, extensive mechanical and technology upgrades, and wide-open backyard potential, this is one buyers should see before making a decision.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #NS1089734
StatusActive
Year Built2025
Total Rooms10
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionCOPPER CREEK
CountyVolusia
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Smart Home, Smart Thermostat, Solid Surface Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesCooktop, Dishwasher, Disposal, Gas Cooktop, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Water Purifier, Whole House R.O. System
LaundryLaundry Room
WindowsDouble Hung, Drapes, ENERGY STAR Qualified Windows, Insulated Windows, Low-Emissivity Windows, Rods, Storm Window(s), Thermal Windows, Window Treatments
CoolingCentral Air
HeatingCentral, Heat Pump, Zoned
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sidewalk
FencingOther
Lot Size0.22 acres (9,669 sq ft)
Lot Dimensions75 x 130
Lot FeaturesCleared, Cul-De-Sac, City Lot
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Propane, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$130 / Monthly
Senior CommunityNo

Financial Details

List Price$645,000
Annual Taxes$1,105 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR2
Parcel #731511000040

Schools

ElementaryChisholm Elem
MiddleNew Smyrna Beach Middl
HighNew Smyrna Beach High

Directions

From I-95 & SR 44, head east on SR 44. Turn left on Sugar Mill Dr, then right into Copper Creek. Follow Copper Creek Dr to 740 Copper Creek Dr.

Location

740 COPPER CREEK DRIVE, NEW SMYRNA BEACH, FL 32168

Listing Information

OfficeHOME & FAMILY REAL ESTATE & PROPERTY MANAGEMENT
ListedNovember 13, 2026

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Home Price

$645,000

20% ($129,000)
6.75%

Loan Term

Principal & Interest$3,347
Property Tax (est.)$591
Insurance (est.)$150
Total Monthly$4,088
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $645,000 home in NEW SMYRNA BEACH.

🏛️

FHA Loan

$22,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 14, 2026.

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