$219,850
29 GINGER QUILL CIRCLE, LAKE WALES, FL 33853
Beds
2
Baths
2
Sq Ft
1,152 sq ft
Year Built
2004
Lot Size
0.13 acres
Garage
—
About This Property
Virtually Staged. WATERFRONT HOME * SCREENED WATERFRONT DECK * GATED COMMUNITY * FULLY FURNISHED * GOLF CART INCLUDED * YOU OWN THE LAND * FISH & BOAT FROM YOUR BACKYARD Experience the Best of Florida Waterfront Living, in this beautifully updated 2-bedroom 2-bathroom home, on scenic Saddlebag Lake in Lake Wales. Wake up to panoramic water views, with spectacular sunrise and sunsets, and enjoy the convenience of fishing and boating directly from your own backyard. Keep your boat just outside your back door, and spend your days enjoying Lake Life. Bonus - you OWN the land. This move-in-ready, fully furnished Home, also includes a golf cart (and golf cart garage/storage shed), for you to enjoy the Saddlebag Community and Florida lifestyle immediately. This wonderful Home includes a spacious living room, formal dining room, reading nook, kitchen with dining area, two bedrooms, two bathrooms, and an expansive screened waterfront deck perfect for relaxing or entertaining. Recent updates include a new roof (2023), new A/C (2022), new siding, updated neutral flooring throughout, fresh designer paint colors, updated appliances, Rain Bird irrigation, professional landscaping, and paver walkways. The low HOA includes water, sewer, trash, gated entry, clubhouse, and community pool. Residents also enjoy tennis, pickleball, shuffleboard, an on-site post office, and an active calendar of innumerable social clubs and fun and interesting community events. Under-55 buyers are welcome. This Home is perfect as a primary residence, seasonal getaway, vacation home, or investment property. Short-term rentals are permitted with no minimum lease term, giving you exceptional flexibility. Conveniently located in Lake Wales near shopping, restaurants, Bok Tower Gardens, Legoland, and approximately one hour from Walt Disney World, Disney Springs, and Florida’s East coast beaches. Fantastic opportunity to OWN a fully furnished waterfront home.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
I4 West towards Tampa. Exit 55 to 27 South. Take 60 East. Left onto saddlebag lake road. Right onto saddlebag trail S. Right onto Ginger Quill Circle.
Location
29 GINGER QUILL CIRCLE, LAKE WALES, FL 33853
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$219,850
Loan Term
How to Buy This Home
Multiple financing options available for this $219,850 home in LAKE WALES.
🏛️
FHA Loan
$7,695 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,993 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 24, 2026.