$345,000
1603 GARDINER STREET, HAINES CITY, FL 33844
Beds
5
Baths
3
Sq Ft
2,211 sq ft
Year Built
2023
Lot Size
0.16 acres
Garage
2
About This Property
Short Sale. **Short Sale Opportunity – Investor & Cash Buyers** Price reduced on this spacious 5-bedroom, 3-bathroom home offering strong value and excellent upside potential. Featuring a functional open layout, generous living areas, and energy-saving solar panels with assumable solar loan payments that may help reduce utility costs. Located near schools, shopping, dining, and major highways, this property offers convenience and long-term appeal for homeowners or investors alike. **Short sale subject to lender approval.** Buyer should allow additional time for third-party approval. Cash buyers and strong conventional financing preferred. All offers must include proof of funds or lender pre-approval. Excellent opportunity to secure a large home at a competitive price with built-in value potential. **No appliances will convey with the sale.**
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Orlando, take I-4 West to US-27 South toward Haines City. Continue on US-27 South, then turn left onto Bates Rd. Turn right onto Gardiner St. Property will be on the right.
Location
1603 GARDINER STREET, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$345,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $345,000 home in HAINES CITY.
🏛️
FHA Loan
$12,075 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.