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$110,000

1102 W 13TH STREET, LAKELAND, FL 33805

3D Tour
Active450 days on market

Beds

2

Baths

2

Sq Ft

680 sq ft

Year Built

1940

Lot Size

0.21 acres

Garage

—

About This Property

**PRICE IMPROVEMENT* - Unlock Your Next Investment in Lakeland -Seize this rare opportunity to own a high-potential property on an expansive lot with NO HOA. Currently configured as two 1-bedroom units, this home offers incredible versatility for rental income or a unique residential conversion.Prime Central Location: Minutes from Downtown Lakeland, I-4, and US 98. Dual-Unit Layout: Two kitchens and two bathrooms ready for a modern refresh. Outdoor Potential: Large front green space with room to grow. Bring your renovation vision and **submit your offer today** to secure this versatile gem. **Schedule your showing now!**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6326715
StatusActive
Year Built1940
Stories1
Total Rooms4
ConstructionWood Siding
RoofShingle
FoundationCrawlspace
FacesWest
SubdivisionPROVIDENCE PARK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringLinoleum
AppliancesNone
LaundryOther
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Exterior & Lot

ExteriorOther
Lot Size0.21 acres (9,100 sq ft)
Lot Dimensions65 x 143
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$110,000
Original Price$150,000
Annual Taxes$1,385 (2024)
FinancingCash, Conventional
ZoningRA-3
Parcel #232812045500003140

Directions

From I-4 West, take exit 32, turn left on US 98, right on Griffin Road, left on Providence Road, left on West 13th Street, home will be on right.

Location

1102 W 13TH STREET, LAKELAND, FL 33805

Listing Information

OfficeABSOLUTE REALTY GROUP, LLC
ListedJuly 13, 2025

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Home Price

$110,000

20% ($22,000)
6.75%

Loan Term

Principal & Interest$571
Property Tax (est.)$101
Insurance (est.)$150
Total Monthly$822
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How to Buy This Home

Multiple financing options available for this $110,000 home in LAKELAND.

🏦

Conventional

$5,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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