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$299,900

14108 CHESSWOOD LANE, PORT CHARLOTTE, FL 33981

3D Tour
Active291 days on market

Beds

4

Baths

2

Sq Ft

1,674 sq ft

Year Built

2024

Lot Size

0.23 acres

Garage

2

About This Property

BACK ON THE MARKET AND READY TO MOVE IN!!! Modern Creek-Front Living in South Gulf Cove! Welcome to this beautifully built 2024 home offering the perfect blend of modern design, comfort, and Florida lifestyle charm. Nestled along a peaceful creek in the desirable South Gulf Cove community, this 4-bedroom, 2-bath residence features 1,674 sq ft of open living space designed for relaxation and entertainment. Step inside to find a bright, airy floor plan with high ceilings, luxury vinyl plank flooring, and energy-efficient construction. The kitchen showcases quartz countertops, stainless-steel appliances, a center island, and modern cabinetry that flows seamlessly into the dining and living areas — perfect for gatherings with friends and family. Unwind in the spacious primary suite featuring a walk-in closet and a private en-suite bath with dual vanities and a walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy tranquil creek-front views from your covered lanai — the ideal spot for morning coffee or sunset dining. The property’s new construction means peace of mind with hurricane-rated windows, energy-saving systems, and modern finishes throughout. Located just minutes from Gulf beaches, boating, shopping, and dining, this home offers the serenity of waterfront living without the upkeep of a full seawall or boat dock. South Gulf Cove’s location near Boca Grande and Englewood makes it one of Charlotte County’s most sought-after areas for year-round or seasonal living

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6341943
StatusActive
Year Built2024
Total Rooms7
ConstructionBlock
RoofShingle
FoundationStem Wall
FacesSouthwest
SubdivisionPORT CHARLOTTE SEC 058
CountyCharlotte
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsAluminum Frames, Blinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorDog Run, Other, Private Mailbox, Sliding Doors
Lot Size0.23 acres (10,000 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$299,900
Original Price$348,000
Annual Taxes$621 (2024)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningRSF3.5
Parcel #412116308008

Directions

771 to San Domingo. right on Agate St. left on Chesswood ln,

Location

14108 CHESSWOOD LANE, PORT CHARLOTTE, FL 33981

Listing Information

OfficeLA ROSA REALTY CW PROPERTIES L
ListedSeptember 5, 2025

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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How to Buy This Home

Multiple financing options available for this $299,900 home in PORT CHARLOTTE.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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