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$189,900

1997 26TH STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active336 days on market

Beds

3

Baths

2

Sq Ft

1,166 sq ft

Year Built

1953

Lot Size

0.11 acres

Garage

—

About This Property

Cute as a button. Great starter home or investment property. Large corner lot. Featuring NEW ROOF, NEW SEPTIC, NEW ELECTRICAL PANELS. This three bedrooms one & one half bathroom has a new modern eat in kitchen and laminate floors. Open spacious living and dining room. Covered front porch. Why rent just buy. Adjoining vacant lot is not included in the sale and has been removed from the legal description. Lot maybe purchased separately. Seller will contribute towards buyers closing costs. Please see realtor remarks.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6344380
StatusActive
Year Built1953
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionINWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen
FlooringLaminate, Hardwood
AppliancesDishwasher, Microwave, Range
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorAwning(s)
Lot Size0.11 acres (10,049 sq ft)
Lot Dimensions50 x 150
Lot FeaturesCorner Lot
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerSeptic Tank
UtilitiesCable Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$189,900
Original Price$219,900
Annual Taxes$1,984 (2023)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #252813342000005501

Directions

Traveling NW on Havendale Blvd, make a right on 26th St.

Location

1997 26TH STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeCAPITAL REALTY GROUP FLORIDA
ListedSeptember 15, 2025

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Home Price

$189,900

20% ($37,980)
6.75%

Loan Term

Principal & Interest$985
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,309
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How to Buy This Home

Multiple financing options available for this $189,900 home in WINTER HAVEN.

🏛️

FHA Loan

$6,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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