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Beds
4
Baths
4
Sq Ft
3,106 sq ft
Year Built
1977
Lot Size
7.50 acres
Garage
—
Escape to your own private retreat at 16635 County Road 450 in Umatilla, FL. This unique Spanish-style home sits on 7.5 acres of beautiful land, offering both privacy and room to spread out. With Crescent Lake right in your backyard, you’ll enjoy direct access to one of Central Florida’s hidden gems. Crescent Lake is spring-fed, perfect for swimming, skiing, and a variety of water sports. The property includes its own dock, where you can take in peaceful water views, watch the sunrise, see the seaplanes take off and land or enjoy the abundant wildlife that surrounds the area. The home features classic Spanish-style architecture with charming details that set it apart. A newer metal roof, AC units and septic system. A 2-car carport provides convenient parking, and the property also includes a detached workshop with endless possibilities. This space could easily be converted into a mother-in-law suite, home office, or guest quarters, adding flexibility to the property. Whether you’re looking for a full-time residence or a weekend getaway, this home delivers the best of both worlds—plenty of land for privacy and outdoor activities, along with the luxury of lakefront living. From boating and fishing to simply relaxing by the water, this property is ideal for anyone who loves the outdoors. With 7.5 acres, there’s room for gardening, hobbies, or even small animals, making it a true homestead with modern conveniences. This home recently appraised for more than asking price, so you'll have instant equity! If you’ve been dreaming of a home that combines acreage, water access, and a one-of-a-kind architectural style, this is a rare opportunity you don’t want to miss. 16635 County Road 450 isn’t just a house—it’s a lifestyle on Crescent Lake.
From downtown Eustis, head north on Bay Street and continue straight as it becomes County Road 19. Follow CR-19 for several miles until you reach the town of Umatilla. Once in Umatilla, turn left onto County Road 450 and continue heading west. Stay on CR-450, and after a short drive, you will arrive at 16635 County Road 450 on your left. The property is set back.
16635 COUNTY ROAD 450, UMATILLA, FL 32784
Pick a Day
Preferred Time
Home Price
$649,999
Loan Term
Multiple financing options available for this $649,999 home in UMATILLA.
🏛️
$22,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$32,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 2, 2026.