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$374,000

3560 CORTLAND DRIVE, DAVENPORT, FL 33837

3D Tour
Active269 days on market

Beds

4

Baths

3

Sq Ft

2,580 sq ft

Year Built

2012

Lot Size

0.15 acres

Garage

2

About This Property

MAJOR PRICE IMPROVEMENT — JUST REDUCED ANOTHER $10,000! The seller has made another significant price adjustment, creating an outstanding opportunity to own a beautifully maintained, move-in-ready home in the highly sought-after Providence Golf & Country Club. Recently refreshed with complete interior and exterior paint, this home is fresh, clean, and ready for its next owner. If you’ve been watching this property, now is the time to take another look. The new price creates exceptional value within this premier guard-gated golf community. Enjoy the resort-style lifestyle Providence is known for, featuring an award-winning 18-hole golf course designed by Mike Dasher, scenic walking and biking trails, multiple pools including a resort-style pool and lap pool, fitness center, tennis courts, playgrounds, clubhouse amenities, and tranquil lakes throughout the community. NO CDD FEES and 24-hour manned gate access add even more value. Providence offers beautifully landscaped surroundings while remaining conveniently located near major highways, shopping, dining, entertainment, and Walt Disney World. NEW PRICE. FRESHLY PAINTED. MOVE-IN READY. NO CDD FEES. If you’ve been waiting for the right opportunity in Providence, this could be it. Schedule your private showing today and experience the home and community for yourself.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6356156
StatusActive
Year Built2012
Stories2
Total Rooms13
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionCORTLAND WOODS AT PROVIDENCE PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryUpper Level
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sprinkler Metered
Lot Size0.15 acres (6,403 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$435 / Quarterly
Senior CommunityNo

Financial Details

List Price$374,000
Original Price$454,600
Annual Taxes$4,901 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272613704004000310

Directions

From I-4 Take Exit 58 toward ChampionsGate Blvd. Head east on ChampionsGate Blvd | Continue straight for several miles until you reach US-17/92. Turn right onto US-17/92 South. Drive about 1 mile, then turn left into the Providence Golf & Country Club entrance.

Location

3560 CORTLAND DRIVE, DAVENPORT, FL 33837

Listing Information

OfficeERA GRIZZARD REAL ESTATE
ListedJanuary 2, 2026

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Preferred Time

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Home Price

$374,000

20% ($74,800)
6.75%

Loan Term

Principal & Interest$1,941
Property Tax (est.)$343
Insurance (est.)$150
Total Monthly$2,433
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How to Buy This Home

Multiple financing options available for this $374,000 home in DAVENPORT.

🏛️

FHA Loan

$13,090 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,700 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.

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