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$299,000

288 TOWNS CIRCLE, HAINES CITY, FL 33844

3D Tour
Active314 days on market

Beds

4

Baths

2

Sq Ft

1,791 sq ft

Year Built

2023

Lot Size

0.17 acres

Garage

2

About This Property

Virtually Staged. BACK ON THE MARKET - AND READY FOR IT'S NEXT OWNER! Built in 2023, this beautifully maintained 4-bedroom, 2-bath home offers the space style and convenience buyers are looking for without the wait or uncertainty of new construction. The open concept layout creates an inviting space for entertaining and everyday living, while the split-bedroom floor plan provides privacy for the primary suite. The home also features NO REAR NEIGHBORS! Enjoy the convenience of a 2-car garage, modern finishes, and a location close to shopping, dining, major roadways, and just a short drive to Central Florida's world famous attractions. This home has been lovingly maintained by its one and original owner and is truly MOVE IN READY! Don't miss your oppurtunity to make this newer home yours! Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6356510
StatusActive
Year Built2023
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionALFORD OAKS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Washer
LaundryLaundry Room
WindowsAluminum Frames, Blinds, Insulated Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorGarden
Lot Size0.17 acres (7,218 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Phone Available, Public, Sprinkler Meter, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$180 / Quarterly
Senior CommunityNo

Financial Details

List Price$299,000
Original Price$325,000
Annual Taxes$4,636 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #272723757501000240

Schools

ElementaryEastside Elem
MiddleLake Marion Creek Middle
HighHaines City Senior High

Directions

From I-4 West, take Exit-55 for US-27 South toward Haines City. Continue south on US-27 for approximately 4 miles. Turn left onto SR?544 East (Davenport Blvd) and continue 2 miles. Turn right into the community entrance for Alford Oaks. Follow the road to 288 Towns Circle, home on the right.

Location

288 TOWNS CIRCLE, HAINES CITY, FL 33844

Listing Information

OfficeREAL BROKER, LLC
ListedNovember 15, 2025

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$299,000

20% ($59,800)
6.75%

Loan Term

Principal & Interest$1,551
Property Tax (est.)$274
Insurance (est.)$150
Total Monthly$1,976
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,000 home in HAINES CITY.

🏛️

FHA Loan

$10,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.

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