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$237,490

3349 COSTELLO CIRCLE, WINTER HAVEN, FL 33884

3D Tour
Active279 days on market

Beds

3

Baths

2

Sq Ft

1,516 sq ft

Year Built

2023

Lot Size

0.10 acres

Garage

2

About This Property

BACK ON THE MARKET DUE TO BUYER'S FINANCING FALLING THROUGH. This property appraised at $263,000, well above asking price! You'll definitely want to check out this beautiful, like-new property! The zero entry resort style community pool and playground overlooks one of the many beautiful lakes in Winter Haven. Villamar is a wonderful community close to a top rated Elementary School. Enjoy the privacy of this lot, as it does not have rear neighbors, but instead overlooks a quaint pond and conservatory area! Make sure to schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6364268
StatusActive
Year Built2023
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionVILLAMAR PH 5
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan
FlooringCarpet, Ceramic Tile
AppliancesConvection Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.10 acres (4,391 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$203 / Annually
Senior CommunityNo

Financial Details

List Price$237,490
Original Price$280,000
Annual Taxes$6,563 (2024)
Parcel #262923690583000490

Schools

ElementaryChain O Lakes Elem

Directions

Coming from I-4 W, take exit 55 onto US-27 S (Hwy 27). Go for 20.4 mi. Turn right onto Thompson Nursery Rd (CR-17A). Go for 2.9 mi. Continue on Eloise Loop Rd (CR-540A). Go for 0.5 mi. Turn left onto State Road 653 (CR-653). Go for 0.6 mi. Continue on SR-653 (CR-653). Go for 0.2 mi. Turn right onto Cunningham Rd. Go for 0.9 mi. Take the 1st exit from roundabout onto Rialto Rd. Go for 226 ft. Turn left onto Costello Cir. Go for 0.2 mi. Continue on Costello Cir. Go for 75 ft. Destination will be on the left.

Location

3349 COSTELLO CIRCLE, WINTER HAVEN, FL 33884

Listing Information

OfficeVALOR REALTY SERVICES LLC
ListedDecember 2, 2025

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$237,490

20% ($47,498)
6.75%

Loan Term

Principal & Interest$1,232
Property Tax (est.)$218
Insurance (est.)$150
Total Monthly$1,600
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $237,490 home in WINTER HAVEN.

🏛️

FHA Loan

$8,312 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,875 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.

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