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$749,900

3487 SHEEPHEAD DRIVE, HERNANDO BEACH, FL 34607

3D Tour

Active166 days on market

Beds

Baths

Sq Ft

2,145 sq ft

Year Built

2025

Lot Size

0.17 acres

Garage

About This Property

Exceptional waterfront new construction offering Gulf views from the third-floor balcony. This home reflects detailed craftsmanship, refined finishes, and thoughtful architectural detail throughout. Expansive covered front and rear porches span the full width of the home, creating elegant indoor and outdoor living spaces ideal for both entertaining and quiet relaxation. Enjoy direct water access with the ability to launch a kayak or paddleboard from your backyard, embracing a true coastal lifestyle. Gulf access via boat lift. Designed to maximize natural light and water views, this custom-quality residence presents a rare opportunity to own a distinctive waterfront home in a premier setting. Enjoy great fishing, scalloping, or hanging out at the flats.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6374031

StatusActive

Year Built2025

Stories3

Total Rooms4

ConstructionBlock, Cement Siding, HardiPlank Type, Wood Frame

RoofShingle

FoundationBlock, Pillar/Post/Pier, Slab

FacesSouth

SubdivisionHERNANDO BEACH

CountyHernando

OwnershipFee Simple

New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)

FlooringLuxury Vinyl

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air, Zoned

HeatingCentral, Electric, Exhaust Fan, Zoned

Exterior & Lot

ExteriorBalcony, Irrigation System, Private Mailbox, Sliding Doors

Lot Size0.17 acres (7,500 sq ft)

Lot FeaturesFlood Insurance Required, Landscaped, Near Marina

Road SurfacePaved, Asphalt

ViewWater

Waterfront

WaterfrontYes

FeaturesCanal - Brackish

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$326 / Annually

Senior CommunityNo

Financial Details

List Price$749,900

Original Price$772,900

Annual Taxes$982 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR1B

Parcel #R2422316237001360140

Schools

ElementaryWestside Elementary-HN

MiddleFox Chapel Middle School

HighWeeki Wachee High School

Directions

Hernando Beach: Shoal Line Blvd. to Jewfish Dr. to right on Sea Bass Dr. to left on Sheephead Dr. House will be on the right 3487 Sheephead Dr. NO SIGN.

Location

3487 SHEEPHEAD DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficePREMIUM PROPERTIES R.E SERVICE

ListedJanuary 15, 2026

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Home Price

$749,900

Down Payment20% ($149,980)

Interest Rate6.75%

Loan Term

Principal & Interest$3,891

Property Tax (est.)$687

Insurance (est.)$150

Total Monthly$4,728

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Nearby Schools

Elementary School

Westside Elementary-HN

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Middle School

Fox Chapel Middle School

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High School

Weeki Wachee High School

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How to Buy This Home

Multiple financing options available for this $749,900 home in HERNANDO BEACH.

🏛️

FHA Loan

$26,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 30, 2026.