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$749,900

3487 SHEEPHEAD DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active264 days on market

Beds

3

Baths

3

Sq Ft

2,145 sq ft

Year Built

2025

Lot Size

0.17 acres

Garage

2

About This Property

NEW CONSTRUCTION – Seller offering up to $10,000 toward buyer's closing costs and/or interest-rate buydown, subject to lender approval. Ask your lender how this incentive could reduce your monthly payment. Exceptional waterfront new construction offering Gulf views from the third-floor balcony. This home reflects detailed craftsmanship, refined finishes, and thoughtful architectural detail throughout. Expansive covered front and rear porches span the full width of the home, creating elegant indoor and outdoor living spaces ideal for both entertaining and quiet relaxation. Enjoy direct water access with the ability to launch a kayak or paddleboard from your backyard, embracing a true coastal lifestyle. Gulf access via boat lift. Designed to maximize natural light and water views, this custom-quality residence presents a rare opportunity to own a distinctive waterfront home in a premier setting. Enjoy great fishing, scalloping, or hanging out at the flats.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6374031
StatusActive
Year Built2025
Stories3
Total Rooms4
ConstructionBlock, Cement Siding, HardiPlank Type, Wood Frame
RoofShingle
FoundationBlock, Pillar/Post/Pier, Slab
FacesSouth
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air, Zoned
HeatingCentral, Electric, Exhaust Fan, Zoned

Exterior & Lot

ExteriorBalcony, Irrigation System, Private Mailbox, Sliding Doors
Lot Size0.17 acres (7,500 sq ft)
Lot FeaturesFlood Insurance Required, Landscaped, Near Marina
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$326 / Annually
Senior CommunityNo

Financial Details

List Price$749,900
Original Price$772,900
Annual Taxes$982 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1B
Parcel #R2422316237001360140

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

Hernando Beach: Shoal Line Blvd. to Jewfish Dr. to right on Sea Bass Dr. to left on Sheephead Dr. House will be on the right 3487 Sheephead Dr. NO SIGN.

Location

3487 SHEEPHEAD DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficePREMIUM PROPERTIES R.E SERVICE
ListedJanuary 15, 2026

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Home Price

$749,900

20% ($149,980)
6.75%

Loan Term

Principal & Interest$3,891
Property Tax (est.)$687
Insurance (est.)$150
Total Monthly$4,728
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $749,900 home in HERNANDO BEACH.

🏛️

FHA Loan

$26,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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