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$379,000

2282 NUTHATCH STREET, ST CLOUD, FL 34771

3D Tour
Active250 days on market

Beds

4

Baths

3

Sq Ft

2,204 sq ft

Year Built

2020

Lot Size

0.12 acres

Garage

2

About This Property

Virtually Staged. **You can purchase this home with NO INCOME VERIFICATION NEEDED** Welcome home to 2282 Nuthatch Street, located in the highly desirable Live Oak Lake community in the beautiful and fast-growing city of St. Cloud, Florida. This newer 2020-built home offers the perfect blend of modern design, comfort, privacy, and an unbeatable location—ideal for anyone relocating to the area or looking to settle into a vibrant, welcoming community. This pet-friendly neighborhood is a dream for dog lovers and outdoor enthusiasts, featuring a resort-style community pool, clubhouse, fitness center, park, playground, and scenic walking areas. Best of all, amenities are included in the rent, making everyday living convenient & enjoyable. The home itself sits on a premium lot with no rear neighbors, offering added privacy and serene greenbelt views, all within a fully fenced backyard. Inside, you’ll immediately notice the open floor plan and stylish upgrades, including stainless steel appliances, recessed lighting, and modern light fixtures throughout. The home also features a WATER SOFTNER SYSTEM, providing softer water throughout the property—helping protect plumbing and appliances, reducing mineral buildup, and leaving skin and hair feeling softer while improving cleaning efficiency. This home is also equipped with a UV LIGHT AIR PURIFICATION SYSTEM integrated into the AC, designed to help reduce airborne bacteria, mold, and unwanted odors—providing cleaner, healthier indoor air throughout the home. The beautifully updated kitchen flows seamlessly into a spacious living area and features sliding glass doors that open to the backyard, allowing natural light and stunning greenbelt views to be enjoyed while cooking or entertaining. Step outside to your paved covered porch with a summer kitchen, perfect for hosting guests or relaxing while overlooking the peaceful green space—bringing indoor and outdoor living together effortlessly. The first floor offers an ample storage closet, a convenient bedroom & a full guest bathroom, ideal for visitors. The second floor offers a generous loft that can be used as a media room, home office, play area, or a quiet space to unwind with three additional bedrooms and two full bathrooms, providing plenty of space for families or home office needs. Additional highlights include a spacious laundry room, two-car garage, and thoughtful layout designed for comfort and functionality. Located near top-rated schools, shopping, dining, and entertainment, with easy access to major roadways, this home truly has it all. Whether you’re new to the area or simply looking for a modern home in a safe, beautiful, and amenity-rich community, this property stands out. No rear neighbors, greenbelt views, modern upgrades, resort-style amenities, and the added comfort of a whole-home water softener—this is St. Cloud living at its finest.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6380295
StatusActive
Year Built2020
Total Rooms4
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLIVE OAK LAKE PH 1
CountyOsceola
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters
FlooringCarpet, Ceramic Tile
AppliancesConvection Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Outdoor Kitchen, Sidewalk, Sliding Doors, Sprinkler Metered
Other StructuresOutdoor Kitchen
Lot Size0.12 acres (5,227 sq ft)
Lot FeaturesGreenbelt, Landscaped
Road SurfacePaved
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$95 / Monthly
Senior CommunityNo

Financial Details

List Price$379,000
Original Price$420,000
Annual Taxes$6,428 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #082631397300010550

Schools

ElementaryHickory Tree Elem
MiddleHarmony Middle
HighHarmony High

Directions

Start at the intersection of U.S. 192 (East Irlo Bronson Memorial Hwy) and Narcoossee Rd (County Rd 15). Head east on U.S. 192 (toward St. Cloud residential areas). Turn left into the Live Oak Lake community entrance onto Bur Oak Blvd. Continue on Bur Oak Blvd you’ll pass through a roundabout. Take the first right exit at the circle to stay on Bur Oak Blvd. Turn right onto Chickadee St at the stop sign. Turn left onto Nuthatch St. 2282 Nuthatch St will be on your left

Location

2282 NUTHATCH STREET, ST CLOUD, FL 34771

Listing Information

OfficePREFERRED REAL ESTATE BROKERS
ListedFebruary 19, 2026

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Home Price

$379,000

20% ($75,800)
6.75%

Loan Term

Principal & Interest$1,967
Property Tax (est.)$347
Insurance (est.)$150
Total Monthly$2,464
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $379,000 home in ST CLOUD.

🏛️

FHA Loan

$13,265 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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