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$274,990

248 CHICAGO AVENUE W, HAINES CITY, FL 33844

3D Tour
Active237 days on market

Beds

3

Baths

2

Sq Ft

1,184 sq ft

Year Built

2018

Lot Size

0.23 acres

Garage

2

About This Property

Move-in ready in Haines City! Built in 2018, this 3-bedroom, 2-bath home offers efficiency, comfort, and a prime location near the growing US-27 corridor of Polk County. Two-car garage, a fully fenced backyard ideal for pets or entertaining, and a screened lanai perfect for enjoying Florida living year-round. Additional upgrades include a water softener system, alkaline water filtration system, and solar panels, providing enhanced energy efficiency and greater stability in monthly energy expenses. The current solar payment is approximately $250/mo, offering more predictable costs and reduced exposure to seasonal utility increases. Conveniently located with easy access to US-27, local shopping, schools, dining, and everyday essentials, with connectivity to Davenport, Winter Haven, and surrounding areas. Situated in a residential area experiencing continued growth and development. Buyer must complete the required qualification and approval process with the current solar financing company to assume the existing solar financing. Don’t miss the opportunity to own a well-maintained home in one of Polk County’s expanding areas.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6381131
StatusActive
Year Built2018
Total Rooms3
ConstructionConcrete
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIDDEN LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan
FlooringVinyl
AppliancesDishwasher, Microwave, Range
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOutdoor Shower
Lot Size0.23 acres (10,001 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesSolar

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$400 / Annually
Senior CommunityNo

Financial Details

List Price$274,990
Original Price$285,000
Annual Taxes$3,677 (2025)
Parcel #272816828009000170

Directions

From US-27 S, Turn left onto County Rd 546 E/Kokomo Rd, Turn right onto FL-17 S, Turn right onto W Chicago Ave, Destination will be on the left.

Location

248 CHICAGO AVENUE W, HAINES CITY, FL 33844

Listing Information

OfficeLPT REALTY, LLC
ListedFebruary 11, 2026

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Home Price

$274,990

20% ($54,998)
6.75%

Loan Term

Principal & Interest$1,427
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,829
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How to Buy This Home

Multiple financing options available for this $274,990 home in HAINES CITY.

🏛️

FHA Loan

$9,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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