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$620,000

1256 CENTER STREET, LAKE WALES, FL 33859

Closed92 days on market

Beds

Baths

Sq Ft

2,108 sq ft

Year Built

1991

Lot Size

8.51 acres

Garage

About This Property

Country retreat on serene Lake Annie, nestled between Lake Wales and Winter Haven. Meander down a private road to a winding driveway on the west side of Lake Annie, where sunrises are always photo-worthy. When evening comes, view a sky full of stars, planets, or even regular rocket launches. This property breathes Florida of old, yet is situated just 2 miles from Highway 27 daily conveniences such as grocery stores, home improvement, and dining options. Current owners have enjoyed this lakefront escape for the past 22 years. What’s special: Oversized picture windows capitalize on the landscape and lake views. Screened lanai and Pebble Tec-coated pool blends naturally into the landscape Cooling travertine flooring downstairs and newly installed warm tile upstairs. Well water keeps utility bills at bay. Fenced pasture across the drive comprises a portion of the 8.5 acres.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6382408

StatusClosed

Year Built1991

Total Rooms8

ConstructionHardiPlank Type, Wood Frame

RoofShingle

FoundationSlab

FacesWest

SubdivisionNOT IN SUBDIVISION

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat, Walk-In Closet(s)

FlooringCeramic Tile, Laminate

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator

LaundryElectric Dryer Hookup, Inside, Washer Hookup

WindowsENERGY STAR Qualified Windows

CoolingCentral Air

HeatingElectric

FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors

Lot Size8.51 acres (370,674 sq ft)

Lot FeaturesPasture, Zoned for Horses

Road SurfaceGravel

ViewWater

Pool & Spa

Private PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterWell

SewerSeptic Tank

UtilitiesCable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$620,000

Original Price$675,000

Annual Taxes$3,575 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRC

Parcel #272904000000012020

Schools

ElementaryJanie Howard Wilson Elem

MiddleDundee Ridge Middle

HighLake Wales Senior High

Directions

From I 4 take exit 55 turn slightly right on US-27 S. LEft on Waverly Rd. Left on Orange Ave. Right on Polk Ave. Left on Center St.

Location

1256 CENTER STREET, LAKE WALES, FL 33859

Listing Information

OfficeEXP REALTY LLC

ListedMarch 13, 2026

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Home Price

$620,000

Down Payment20% ($124,000)

Interest Rate6.75%

Loan Term

Principal & Interest$3,217

Property Tax (est.)$568

Insurance (est.)$150

Total Monthly$3,935

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Nearby Schools

Elementary School

Janie Howard Wilson Elem

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Middle School

Dundee Ridge Middle

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High School

Lake Wales Senior High

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How to Buy This Home

Multiple financing options available for this $620,000 home in LAKE WALES.

🏛️

FHA Loan

$21,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 16, 2026.