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$299,900

509 RIDGES DRIVE, DUNDEE, FL 33838

3D Tour
Active166 days on market

Beds

4

Baths

3

Sq Ft

2,242 sq ft

Year Built

2006

Lot Size

0.15 acres

Garage

2

About This Property

Discover the potential in this spacious two-story home offering 2,242 sq ft of living space on a 6,325 sq ft lot, located in the growing and desirable area of Dundee, Florida. ROOF 2026, AC 2026, Electric heating system 2026, All new Appliances, fresh paint, This home features 4 bedrooms, 2.5 bathrooms, and a versatile bonus room, providing flexibility for a home office, playroom, media room, or additional guest space. The generous layout offers comfortable living areas perfect for both everyday living and entertaining. With ample bedroom space and multiple gathering areas, this property is ideal for: A growing family, Entertaining friends and guests, An investment opportunity with strong rental potential Enjoy the convenience of being just minutes from Highway 27, shopping centers, restaurants, and daily essentials. Plus, you’re approximately 50 minutes from Florida’s beautiful east coast beaches, making weekend getaways easy and accessible. This home has incredible potential in a fantastic location — don’t miss out on this amazing opportunity to make it yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6387088
StatusActive
Year Built2006
Stories2
Total Rooms7
ConstructionStucco
RoofShingle
FoundationConcrete Perimeter
FacesWest
SubdivisionRIDGE DUNDEE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesConvection Oven, Dishwasher, Disposal, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.15 acres (6,325 sq ft)
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Phone Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$400 / Annually
Senior CommunityNo

Financial Details

List Price$299,900
Original Price$330,000
Annual Taxes$4,560 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #272827835824000940

Schools

ElementarySandhill Elem
MiddleBoone Middle
HighHaines City Senior High

Directions

From Hwy 27, turn West on Dundee Rd, continue straight on E Main Street, bear right on Lake Marie Blvd, turn left on Old Scenic Hwy, turn left on Woodland Blvd, turn left on Miles Blvd, left on Ridges Dr. Home will be on your right.

Location

509 RIDGES DRIVE, DUNDEE, FL 33838

Listing Information

OfficeLA ROSA REALTY CENTRAL FLORIDA LLC
ListedMarch 2, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,900 home in DUNDEE.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.

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